shouldiuse.io

VERDICT

Should I use Supervest?

Supervest offers direct access to investment opportunitieswithin the Small Business Finance asset class to retailinvestors and financial advisors. - supervest.com

Depends. Only accredited investors who can afford to lock up capital and lose it entirely should consider these MCA-backed notes. Non-accredited retail investors and anyone wanting principal safety should not buy.

Confidence

Medium. Based on 20 public sources; independent review volume is thin (24 Trustpilot reviews).

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

Varies; 3–14% of principal in fees

MCA note products (e.g., SV Mid-Term Note D)

ModelNot disclosed
Monthly fees3–14%
HardwareNot disclosed
Free tierNo

Best for

  • Accredited investors wanting fixed-income alternatives
  • Financial advisors diversifying client portfolios
  • High-risk-tolerance private credit buyers

Not for

  • Non-accredited retail investors — offerings require accreditation
  • Anyone needing principal safety or FDIC-like protection
  • Investors who cannot lock up capital for years
  • Anyone spooked by active state securities scrutiny

Gotchas - check before you buy

high

3–14% commission on principal quietly shrinks the advertised 15% return

high

Underlying MCA defaults hit 8.5–10.5% historically — net returns may be far lower

medium

Guess: promissory notes lock up capital; early redemption terms are not advertised

low

Accreditation onboarding requires submitting 1040s, W2s, K1s before investing

Pros and cons

Pros

  • Advertised returns up to 15% annually for accredited investors
  • Claims $2B funded across 45,000 deals since inception
  • BBB accredited since November 2025
  • 4/5 Trustpilot rating from 24 reviewers
  • Well-rated iOS app with positive early reviews

Cons

  • Commission fees run 3–14% of principal invested
  • Historical default rates of 8.5–10.5% on underlying MCAs
  • 2026 New Hampshire securities consent order against Supervest MCA LLC
  • Offerings restricted to accredited investors
  • Reported 15–25% returns are user-reported, not guaranteed

Sources & method

Analyzed 9/20/2026 - 10 sources - New Hampshire securities regulators issued consent order I-2026-0020 against Supervest MCA LLC in July 2026; no security page found.

official x4review x3security x1news x2
  • New Hampshire consent order, NH Bureau of Securities consent order I-2026-0020 against Supervest MCA LLC under RSA 421-8:3-301, dated 07-13-2026.

Key stats

  • Value for money: 2/5

    Rating

  • Varies; 3–14% of principal in fees

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money: 2/5. Fees and defaults erode advertised 15% returns
  • Ease of use: 4/5. App Store reviewer calls it best in class
  • Feature depth: 3/5. Narrow: MCA-backed note products only
  • Support quality: 3/5. 4/5 Trustpilot but tiny 24-review sample
  • Security posture: 2/5. NH securities consent order; no public security page
  • 4/5 Trustpilot rating 24 reviews — small sample
  • Up to 15%/yr Advertised returns Accredited investors, MCA notes
  • 3–14% Commission fees Of principal invested
  • $2B+ Total funded 45,000 deals, per company

Pricing

MCA note products (e.g., SV Mid-Term Note D)

Varies; 3–14% of principal in fees

  • Fixed interest, fixed principal promissory notes
  • Backed by merchant cash advance repayments

Security

New Hampshire securities regulators issued consent order I-2026-0020 against Supervest MCA LLC in July 2026; no security page found.

  • New Hampshire consent orderNH Bureau of Securities consent order I-2026-0020 against Supervest MCA LLC under RSA 421-8:3-301, dated 07-13-2026.⁴

What users say

Trustpilot shows 4/5 across 24 reviews and App Store users praise the platform, but independent review volume is thin.

“By FAR the BEST Alternative investment platform on the App Store.”
Apple App Store review
Full analysis

Based on 20 public sources; independent review volume is thin (24 Trustpilot reviews).

Accredited-only MCA notes promising 15% returns — minus 3–14% fees and 8.5–10.5% defaults, plus a 2026 NH consent order.

Methodology

Based on 20 public sources; independent review volume is thin (24 Trustpilot reviews).

Sources

  1. Supervest homepagesupervest.com
    official
  2. review
  3. review
  4. security
  5. review
  6. official
  7. official
  8. official
  9. news
  10. news

Rate this review

Anonymous. You can change your vote.

Loading votes…

Comments

One queue. No nested comments. Give a display name first. Limit: 200 words per comment and 7 comments per day. You can edit or delete yours.

Save a name to write a comment.

0 / 200 words

No comments yet.