Gains App
Worth it
Confidence: Medium
Buy if you're a UK consumer wanting free budgeting plus cashback in one app, with a 4.6/5 Trustpilot rating.
New check
Comparison
Gains App vs Quidco
Gains App and Quidco both land on Worth it.
Quidco
Worth it
Confidence: High
Worth signing up if you shop online often in the UK . it is free to join and pays real cashback.
| Compare | Gains App | Quidco |
|---|---|---|
| Verdict | Worth it | Worth it |
| Best for | UK consumers chasing cashback | Frequent UK online shoppers |
| Who it's not for | Businesses or teams . this is a personal money app, full stop | Non-UK shoppers . retailer coverage is UK-centric |
| Privacy | No known public vulnerabilities found in the sources reviewed.13 | FCA-regulated company; a 2013 breach appears in old forum threads; no recent known vulnerabilities found in sources reviewed. |
| Support quality | No support evidence in sources | Complaints over declined cashback and blocked accounts |
| Public sentiment | UK reviewers rate Gains App 4.6/5 on Trustpilot and describe it as a free app combining AI budgeting with cashback.¹ | Long-time users generally like Quidco, but many rate TopCashback higher and complain about declined cashback.15 |
| Biggest gotcha | Payout terms and timings are buried in FAQs . read before chasing cashback⁷ | Cashback is not guaranteed . tracking failures mean chasing retailers for weeks |
Pick Gains App when
- UK consumers chasing cashback
- People cutting subscriptions
- First-time budgeters
- Quidco users wanting a free alternative
When Gains App is not a fit
- Businesses or teams . this is a personal money app, full stop
- Non-UK users . everything is pound-denominated and UK-brand focused
- Anyone refusing to link a bank account via Open Banking
- People wanting investing, pensions, or credit-building features
Pick Quidco when
- Frequent UK online shoppers
- Big one-off purchases: insurance, energy, travel, electronics
- Users stacking cashback alongside TopCashback
- In-store and gift-card cashback fans
When Quidco is not a fit
- Non-UK shoppers . retailer coverage is UK-centric
- People who want guaranteed, zero-effort cashback
- Anyone unwilling to chase missing cashback claims
- Guess: single-portal loyalists . TopCashback rates often win
Sources
- Gains App Reviews . Trustpilottrustpilot.comreview
- Gains App 4.6 rating, 32 reviews . Trustpilot directorytrustpilot.comreview
- Gains App Review 2026 . Up The Gainsupthegains.co.ukreview
- Gains App Review . My Side Gigmysidegig.co.ukreview
- My Gains App review . The Penny Pincherthepennypincher.co.ukreview
- Gains App homepagegainsapp.comofficial
- Gains App FAQsmygainsapp.comofficial
- Gains App . Google Playplay.google.comofficial
- The Best Free Quidco Alternative . Gains Appgainsapp.comofficial
- Gains App customer story . Tillotillo.comnews
- UK Fintech Gains App Prepares For Crowdcube Launchnatlawreview.comnews
- Gains App Crowdcube pitch (closed, Dec 2025)crowdcube.comnews
- Gains App security policygainsapp.comsecurity
- Quidco homepagequidco.comofficial
- Trustpilot . Quidco reviews (4 stars)trustpilot.comreview
- TopCashback vs Quidco comparisontopcashback.co.ukofficial