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Comparison

Gusto vs OnPay

Gusto

gusto.com

Depends
Confidence: High

Gusto is a well-rated, all-in-one payroll/HR pick for US small businesses that want payroll, benefits, and HR bundled.

Read the full report

Pick Gusto when

  • US small businesses
  • First-time employers running payroll
  • Teams bundling payroll + benefits + HR
  • Contractor-heavy startups

When Gusto is not a fit

  • Multinational teams needing multi-country payroll
  • Enterprise HR departments wanting deep configuration
  • Fee-sensitive micro-teams . users report costs stacking up

Sources

  1. Gusto Pricing, Plans & Fees (2026)gusto.com
    official
  2. Gusto . 14,117 reviews on G2g2.com
    review
  3. Gusto ranked #1 for customer satisfaction by G2gusto.com
    official
  4. Why I stopped using Gusto (honest review)reddit.com
    review
  5. Do not use Gustoreddit.com
    review
  6. Gusto Security Rating . UpGuardupguard.com
    security
  7. Gusto got hacked (customer report)linkedin.com
    security
  8. Gusto hits $1B revenue . TechCrunchtechcrunch.com
    news
  9. Compare WorkMotion vs Gusto for global payrollworkmotion.com
    review
  10. Gusto Pricing Tiers & Costspeoplemanagingpeople.com
    review
  11. g2.comg2.com
    review
  12. support.gusto.comsupport.gusto.com
    review