Comparison

Snoop vs Emma-app

Snoop lands on Worth it, and Emma-app lands on Depends.

Snoop

Worth it

Confidence: Medium

UK consumers should try the free tier . it tracks spending and hunts bill savings with read-only bank access.

Depends

Confidence: Medium

Buy if you are a UK individual wanting an FCA-regulated app to track budgets, accounts, and subscriptions . start on the free plan.

Snoop versus Emma-app
Compare	Snoop	Emma-app
Verdict	Worth it	Depends
Best for	UK consumers tracking everyday spending	UK personal-finance beginners
Who it's not for	Businesses or teams needing expense management	Businesses or teams . it is built for individuals
Privacy	No known public vulnerabilities found in the sources reviewed; Snoop publishes a security page and contracts CovertSwarm for continuous penetration testing.^⁴	FCA-authorised AIS provider using Open Banking; publishes security documentation; no public breach or vulnerability reports found in reviewed sources.
Support quality	No support evidence in sources	Only in-app help chat documented; no quality evidence
Public sentiment	Sentiment leans positive . 4.6/5 on the App Store per third-party tracking, with Reddit comparisons covering Snoop alongside Emma and Moneyhub.¹²	UK users generally like the budget tracking but split over whether the free tier is worth it, and some complain about unreliable bank sync.¹⁵
Biggest gotcha	Snoop Plus is a paid monthly or annual subscription; exact price is not published in the sources reviewed^³	Free tier may not deliver the value you joined for; paid tiers are the real product¹⁶