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Comparison

UKG vs Gusto

UKG and Gusto both land on Depends.

UKG

Depends
Confidence: Medium

Buy if you're a large organization with complex payroll, time, and frontline scheduling needs plus budget for implementation and admins.

UKG versus Gusto
CompareUKGGusto
VerdictDependsDepends
Best forLarge enterprises (1,000+ employees)US small businesses running first payroll
Who it's not forSmall teams needing simple scheduling or a contact listCompanies needing international/global payroll
PrivacyMature enterprise security program, but a major 2021 ransomware outage and a 2024 breach filing are on record.⁵UpGuard rates Gusto A (87/100); one unverified account-compromise report; no CVEs found in sources reviewed.
Support qualityUnresolved outage complaints on TrustpilotRecurring Reddit and Trustpilot complaints
Public sentimentPraise for feature depth coexists with loud complaints about outages, clunky apps, and heavy implementations.¹Gusto is widely rated on G2 but polarizing on Reddit, where recent users report frustrating support and billing experiences.
Biggest gotcha2021 ransomware disrupted customer payroll for weeks; up to $6M settlement followed⁶Per-employee fees stack as headcount grows; paid HR tiers sit above entry plan

Pick UKG when

  • Large enterprises (1,000+ employees)
  • Frontline, shift-heavy industries
  • Complex payroll plus time tracking
  • Orgs with dedicated HR/IT admins

When UKG is not a fit

  • Small teams needing simple scheduling or a contact list
  • Startups wanting predictable published pricing
  • Buyers without admin/IT resources for rollout
  • Anyone needing self-serve onboarding

Pick Gusto when

  • US small businesses running first payroll
  • Teams wanting payroll + benefits bundled
  • Businesses paying contractors or W-2 staff
  • Teams already using QuickBooks

When Gusto is not a fit

  • Companies needing international/global payroll
  • High-growth startups wanting deeper finance tooling
  • Teams that can't tolerate support delays
  • Large enterprises with complex HR processes

Sources

  1. review
  2. review
  3. review
  4. review
  5. security
  6. security
  7. security
  8. official
  9. official
  10. UKG Pricing Guide 2026peoplemanagingpeople.com
    news
  11. review
  12. review
  13. review
  14. review
  15. review
  16. security