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Should I use Authorize.net?

Credit card processor and payment gateway for subscriptions, retail, mobile, and low-cost eChecks/ACH. - authorize.net

Depends. Buy if you want a battle-tested US gateway that can bundle a merchant account and plug into your bank's processing, as Chase does. Skip it if you're a small online-only seller — Stripe or Square will be faster to set up and price-transparent, which this page is not.

Confidence

Medium. Based on 10 public sources; most scraped review results were unrelated spam PDFs, so user-review and pricing evidence is thin.

Ratings

  • Value for moneyNo pricing published or found in sources
  • Ease of useNo user-review evidence available
  • Feature depth
  • Support qualityReseller support model described, quality unverified
  • Security posture

Pricing

Not published; quoted via resellers

All-in-One (gateway + merchant account)

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed

Best for

  • US merchants wanting gateway + merchant account
  • Subscription businesses
  • Retail and mobile sellers
  • Bank/reseller-led purchasing

Not for

  • Small startups wanting instant self-serve signup
  • Anyone needing transparent published pricing
  • WooCommerce stores unwilling to patch plugins fast
  • Micro-sellers better served by Stripe or Square

Gotchas - check before you buy

high

WooCommerce CIM plugin had an authorization-bypass CVE; keep integrations patched.

medium

Pricing is quoted by resellers, not published — expect a sales call before knowing costs.

medium

Security page was empty on scan — ask the vendor directly for PCI compliance documentation.

Pros and cons

Pros

  • Accepts all major credit cards, e-checks, and Apple Pay
  • All-in-One plan bundles gateway with merchant account
  • Supports subscriptions, retail, and mobile payments
  • Gateway connects to all major credit card processors
  • Offered as Chase's e-commerce payment gateway

Cons

  • No published pricing on site; costs come via resellers
  • Pushes reseller signups — expect a sales process first
  • Security page returned no content during our scan
  • Third-party WooCommerce integration carries a known auth-bypass CVE

Sources & method

Analyzed 10/01/2026 - 10 sources - No direct flaws in the core gateway found; a third-party WooCommerce plugin had CVE-2025-68013, an authorization bypass.

official x6review x1security x2news x1
  • CVE-2025-68013 — Authorize.Net CIM for WooCommerce auth bypass, Authorization bypass flaw in the third-party WooCommerce plugin exploiting misconfigured access controls. Affects that integration, not the core gateway itself.

Key stats

  • Feature depth: 4/5

    Rating

  • Not published; quoted via resellers

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money. No pricing published or found in sources
  • Ease of use. No user-review evidence available
  • Feature depth: 4/5. Gateway, merchant account, cards, e-checks, Apple Pay, subscriptions
  • Support quality. Reseller support model described, quality unverified
  • Security posture: 3/5. Core gateway clean; WooCommerce plugin CVE found
  • Cards, e-check, Apple Pay Payment methods Per vendor comparison
  • Gateway or All-in-One Plans Merchant account bundled in All-in-One
  • All major processors Gateway network Connected via reseller partners

Pricing

All-in-One (gateway + merchant account)

Not published; quoted via resellers

  • Payment gateway plus merchant account
  • Cards, e-checks, Apple Pay accepted

Security

No direct flaws in the core gateway found; a third-party WooCommerce plugin had CVE-2025-68013, an authorization bypass.

  • CVE-2025-68013 — Authorize.Net CIM for WooCommerce auth bypassAuthorization bypass flaw in the third-party WooCommerce plugin exploiting misconfigured access controls. Affects that integration, not the core gateway itself.⁹

What users say

No verifiable user reviews surfaced; sources were vendor pages and one vendor comparison.

Full analysis

Based on 10 public sources; most scraped review results were unrelated spam PDFs, so user-review and pricing evidence is thin.

Trusted legacy US payment gateway; strong feature set but pricing hidden behind resellers and a plugin CVE on record.

Methodology

Based on 10 public sources; most scraped review results were unrelated spam PDFs, so user-review and pricing evidence is thin.

Sources

  1. Authorize.net homepageauthorize.net
    official
  2. How payment processing systems workauthorize.net
    official
  3. Processor list (partner page)authorize.net
    official
  4. Payment choice and customer experience blogauthorize.net
    official
  5. Authorize.net security page (empty on scan)authorize.net
    official
  6. Authorize.Net — Wikipediaen.wikipedia.org
    news
  7. Stripe vs. Authorize.net comparisonbusiness.com
    review
  8. Chase business payment gatewaychase.com
    official
  9. CVE-2025-68013 — SentinelOne vulnerability databasesentinelone.com
    security
  10. OpenCVE — Authorize.net CIM for WooCommerceapp.opencve.io
    security

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