shouldiuse.io

VERDICT

Should I use finder.com.au?

Join 2 million Aussies saving on bills every month — compare, find a better deal and get rewarded along the way. - finder.com.au

Worth it. Use it if you're an Australian wanting a free starting point to compare credit cards, loans and bills. Don't rely on it for personalised advice — it gives general information only, and the ACCC has penalised it for misleading consumers.

Confidence

High. Based on 11 public sources: ACCC, Trustpilot, Reviews.io, Reddit, Bugcrowd, Hudson Rock and Finder's own pages.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

Free

Consumer comparison

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes

Best for

  • Australians comparing credit cards and loans
  • Households chasing cheaper utilities and insurance
  • First-timers checking their credit score

Not for

  • Businesses buying software — this is a consumer comparison site, not a tool
  • Anyone needing personalised financial advice
  • People unwilling to share bank or personal details
  • Non-Australian shoppers — deals are mostly AU-specific

Gotchas - check before you buy

high

ACCC penalised Finder for misleading consumers — double-check any advertised deal before switching.

medium

General advice only; no guidance tailored to your finances.

medium

Free credit report requires personal data; Reddit users ask 'any catch?'.

medium

Guess: provider commissions likely shape which deals rank first — cross-check directly with providers.

Pros and cons

Pros

  • Free to use; compares credit cards, loans, utilities and insurance
  • Claims 2 million Australians using it to cut bills monthly
  • 4.4/5 'Excellent' Trustpilot rating
  • Runs a public bug bounty and vulnerability disclosure policy
  • Free credit score and report through its app

Cons

  • Penalised by the ACCC for misleading consumers
  • Gives general advice only, not personalised recommendations
  • Reddit users openly wary of handing over bank details

Sources & method

Analyzed 9/24/2026 - 11 sources - No breach reported; runs a Bugcrowd bug bounty and disclosure policy, but 1,160 infostealer credentials are linked to the domain.

official x2review x4security x3news x2
  • 1,160 infostealer credentials linked to domain, Hudson Rock lists 1,160.au credentials found in cybercrime infostealer logs — typically third-party or user credentials, not a confirmed Finder breach.

Key stats

  • Value for money: 5/5

    Rating

  • Free

    Starting price

  • 11

    Sources

  • Analyzed

  • Value for money: 5/5. Free for consumers to use
  • Ease of use: 4/5. 4.4/5 Trustpilot; users call it easy
  • Feature depth: 4/5. Spans money, utilities, insurance, tech, crypto
  • Support quality: 3/5. 4.4/5 Trustpilot; formal complaints page exists
  • Security posture: 3/5. Bug bounty and disclosure policy; stealer-logs exposure
  • 2M+ Aussie users Claimed monthly bill-savers
  • 4.4/5 Trustpilot rating 'Excellent'
  • 2000 Founded Sydney, Australia
  • $30M External equity First outside funding round

Pricing

Consumer comparison

Free

  • Compare credit cards, loans, utilities and insurance
  • Free credit score/report via the Finder app

Security

No breach reported; runs a Bugcrowd bug bounty and disclosure policy, but 1,160 infostealer credentials are linked to the domain.

  • 1,160 infostealer credentials linked to domainHudson Rock lists 1,160.au credentials found in cybercrime infostealer logs — typically third-party or user credentials, not a confirmed Finder breach.⁷

What users say

Ratings are strong (4.4/5 Trustpilot, 826 Reviews.io reviews) but Reddit users probe the catches around its free credit report and bank-details handling.

“So easy to use. Helps save”
finder.com.au homepage testimonial
“Would you trust finder with your bank details?”
Reddit, r/AusFinance
“Any catch with the Finder.com.au Free Credit Report ?”
Reddit, r/AusFinance
Full analysis

Based on 11 public sources: ACCC, Trustpilot, Reviews.io, Reddit, Bugcrowd, Hudson Rock and Finder's own pages.

Free Aussie comparison site: solid starting point for bills, cards and loans — but verify deals yourself.

Methodology

Based on 11 public sources: ACCC, Trustpilot, Reviews.io, Reddit, Bugcrowd, Hudson Rock and Finder's own pages.

Sources

  1. finder.com.au homepagefinder.com.au
    official
  2. Trustpilot reviews of finder.com.autrustpilot.com
    review
  3. Reviews.io — 826 customer reviewsreviews.io
    review
  4. ACCC: Finder.com.au penalised for misleading consumersaccc.gov.au
    news
  5. Reddit r/AusFinance — free credit report catch?reddit.com
    review
  6. Reddit r/AusFinance — would you trust finder with your bank details?reddit.com
    review
  7. Hudson Rock domain check — finder.com.auhudsonrock.com
    security
  8. Bugcrowd public bug bounty listbugcrowd.com
    security
  9. Finder vulnerability disclosure policyfinder.com.au
    security
  10. Finder secures first external equity of $30 millionfinder.com.au
    news
  11. Finder app — free credit scorefinder.com.au
    official

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