VERDICT
NEW DSCR Rental Loans Starting at 6.125%*. [ Get Pre-Qualified Now ](https://app.kiavi.com/m/getRate/index?utm_source=/&m_src=/&utm_medium=Kiavi Website&m_mdm=Kiavi Website) - kiavi.com
Depends. Buy if you're an active real estate investor needing fast fix-and-flip or DSCR leverage and accept hard-money pricing. Skip if you're an owner-occupant, Florida-based, or can qualify for a conventional loan.
Medium. Based on 40+ public sources: Reddit, Trustpilot, Zillow, press coverage, and official pages.
From 6.125%
DSCR Rental Loans
high
State coverage varies: Florida lending paused indefinitely.
medium
Advertised 6.125% is a floor; final pricing depends on deal strength and DSCR.
medium
Support quality varies by rep; praise and complaints both appear in reviews.
medium
Pending $717M Figure acquisition could change terms or servicing.
Value for money: 3/5
Rating
From 6.125%
Starting price
10
Sources
Analyzed
From 6.125%
Not disclosed
Not disclosed
No known vulnerabilities found in the sources reviewed; maintains a HackerOne response policy and uses Cloudflare.
Sentiment is mixed: praise for speed and specific reps alongside complaints about rejections and disappointing experiences.
Compare Kiavi with each alternative.
Competing DSCR and fix-and-flip lender with similar focus
Kiavi vs LendingOneNegotiable terms and personal service for smaller deals
Guess: cheaper long-term option if your income qualifies
Kiavi vs Conventional or portfolio bank loansBased on 40+ public sources: Reddit, Trustpilot, Zillow, press coverage, and official pages.
100k-loan investor lender: fast DSCR/flip capital — strong for flippers, wrong for homeowners, paused in Florida.
Based on 40+ public sources: Reddit, Trustpilot, Zillow, press coverage, and official pages.
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