Compare real offers on loans, insurance, and mortgages from hundreds of financial partners — side by side, in minutes. No obligation. - lendingtree.com
· 1 month ago
Use it if you're shopping a mortgage or consolidation loan and want free competing offers — with a dedicated email and phone number. Avoid it if you're privacy-sensitive: the 2024 breach and years of spam complaints are well documented.
Confidence
Medium. Based on ~40 public sources; several review snippets were truncated in the evidence set.
Ratings
Value for money
Ease of use
Feature depth
Support quality
Security posture
Pricing
$0
Consumer comparison
ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes
Best for
→Mortgage shoppers comparing multiple lenders
→Debt-consolidation loan shopping
→Borrowers comfortable with lead-gen follow-up
Not for
×Privacy-sensitive borrowers — your data spreads wide
×Anyone allergic to sales calls
×Shoppers wanting one direct-lender relationship
Gotchas - check before you buy
high
Expect lender spam calls for months after signup; Reddit PSAs repeat this warning
high
2024 Snowflake-linked breach; consumer data auctioned; class actions followed
medium
Your identifying information is shared with marketing partners
low
BBB complaint volume suggests uneven post-signup support
Pros and cons
Pros
+Free to compare; LendingTree does not charge borrowers
+One form surfaces competing offers from hundreds of lenders
+Some borrowers report genuinely great experiences
+Founded 1996; SEC-reporting public company
Cons
−Signup triggers waves of lender calls, texts, and emails
−2024 cloud breach exposed consumer data, later auctioned by hackers
−Breach spawned class actions; earlier $875,000 settlement
−Lead-gen model: partners buy your identifying information
Sources & method
- 12 sources - 2024 Snowflake-linked breach confirmed; class actions and settlements followed; company now touts Fortinet, SpyCloud, and Cloudflare defenses.
official x1review x6security x4news x1
2024 data breach, LendingTree confirmed a cloud-services attack potentially exposing consumer data; hackers later auctioned the records.
Class action lawsuits, LendingTree and QuoteWizard face consumer claims over the Snowflake-linked breach.
Earlier $875,000 breach settlement, Data-breach settlement announced January 2024, before the Snowflake incident.
Key stats
Value for money: 4/5
Rating
$0
Starting price
12
Sources
Analyzed
Value for money: 4/5. Free for consumers; lenders pay
Ease of use: 4/5. One form returns multiple offers
Feature depth: 3/5. Broad categories, comparison depth varies by lender
Support quality: 2/5. Heavy BBB and Trustpilot complaint volume
Security posture: 2/5. 2024 breach, class actions, settlements
1,925 WalletHub reviews user ratings, mixed sentiment
1996 Founded launched nationally, publicly traded
$0 Cost to borrowers lenders pay, not you
$175M 2024 financing announced March 2024
Pricing
Consumer comparison
$0
Compare loan, mortgage, and insurance offers
No obligation to accept any offer
Security
2024 Snowflake-linked breach confirmed; class actions and settlements followed; company now touts Fortinet, SpyCloud, and Cloudflare defenses.
2024 data breachLendingTree confirmed a cloud-services attack potentially exposing consumer data; hackers later auctioned the records.⁶
Class action lawsuitsLendingTree and QuoteWizard face consumer claims over the Snowflake-linked breach.
Earlier $875,000 breach settlementData-breach settlement announced January 2024, before the Snowflake incident.⁹
What users say
Opinions split sharply: some borrowers found real savings, while many complain about relentless lender spam and data sharing.
“PSA: Be wary of creating an account on LendingTree.”
1996: Founded (launched nationally, publicly traded)
$0: Cost to borrowers (lenders pay, not you)
$175M: 2024 financing (announced March 2024)
Value for money: 4/5. Free for consumers; lenders pay
Ease of use: 4/5. One form returns multiple offers
Feature depth: 3/5. Broad categories, comparison depth varies by lender
Support quality: 2/5. Heavy BBB and Trustpilot complaint volume
Security posture: 2/5. 2024 breach, class actions, settlements
Security notes
2024 Snowflake-linked breach confirmed; class actions and settlements followed; company now touts Fortinet, SpyCloud, and Cloudflare defenses.
2024 data breach. LendingTree confirmed a cloud-services attack potentially exposing consumer data; hackers later auctioned the records.6
Class action lawsuits. LendingTree and QuoteWizard face consumer claims over the Snowflake-linked breach.
Earlier $875,000 breach settlement. Data-breach settlement announced January 2024, before the Snowflake incident.9
What to use instead
Credible: Similar comparison marketplace; often cited as a cleaner experience. https://www.credible.com/personal-loan/lendingtree-personal-loans-review
SoFi: Direct lender LendingTree itself ranks a top personal loan. https://www.lendingtree.com/personal/
Bankrate: Guess: Rate tables and lender reviews without lead-gen spam. https://www.bankrate.com
Rocket Mortgage: Guess: Direct mortgage lender; skips the marketplace middleman. https://www.rocketmortgage.com
Sources
1.LendingTree Reviews: 1925 User Ratings https://wallethub.com/profile/lendingtree-13760348i
2.Read Customer Service Reviews of www.lendingtree.com https://www.trustpilot.com/review/www.lendingtree.com
3.PSA: Be wary of creating an account on LendingTree https://www.reddit.com/r/personalfinance/comments/48tdie/psa_be_wary_of_creating_an_account_on_lendingtree/
4.DO NOT USE LENDING TREE!!! https://www.reddit.com/r/HELOC/comments/1uwftfd/do_not_use_lending_tree/
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