1,925
WalletHub reviews
user ratings, mixed sentiment
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Should I Use LendingTree?
Compare real offers on loans, insurance, and mortgages from hundreds of financial partners — side by side, in minutes. No obligation.
Depends
DependsUse it if you're shopping a mortgage or consolidation loan and want free competing offers — with a dedicated email and phone number.
Free loan-comparison marketplace that works — but you pay in spam calls and a 2024 data breach.
Confidence: Medium
1996
Founded
launched nationally, publicly traded
$0
Cost to borrowers
lenders pay, not you
$175M
2024 financing
announced March 2024
Value for money
4
Free for consumers; lenders pay
Ease of use
4
One form returns multiple offers
Feature depth
3
Broad categories, comparison depth varies by lender
Support quality
2
Heavy BBB and Trustpilot complaint volume
Security posture
2
2024 breach, class actions, settlements
Pros
Cons
Gotchas
Best for
- Mortgage shoppers comparing multiple lenders
- Debt-consolidation loan shopping
- Borrowers comfortable with lead-gen follow-up
Not for
- Privacy-sensitive borrowers — your data spreads wide
- Anyone allergic to sales calls
- Shoppers wanting one direct-lender relationship
Pricing
Consumer comparison
$0
- Compare loan, mortgage, and insurance offers
- No obligation to accept any offer
Security
2024 Snowflake-linked breach confirmed; class actions and settlements followed; company now touts Fortinet, SpyCloud, and Cloudflare defenses.
- 2024 data breachLendingTree confirmed a cloud-services attack potentially exposing consumer data; hackers later auctioned the records.⁶
- Class action lawsuitsLendingTree and QuoteWizard face consumer claims over the Snowflake-linked breach.
- Earlier $875,000 breach settlementData-breach settlement announced January 2024, before the Snowflake incident.⁹
What users say
Opinions split sharply: some borrowers found real savings, while many complain about relentless lender spam and data sharing.
“PSA: Be wary of creating an account on LendingTree.”
“DO NOT USE LENDING TREE!!!”
“lendingtree alternatives that don't flood you with spam calls for years”
Alternatives
Compare LendingTree with each alternative.
Credible
Similar comparison marketplace; often cited as a cleaner experience.
LendingTree vs CredibleSoFi
Direct lender LendingTree itself ranks a top personal loan.
LendingTree vs SoFiBankrate
Guess: Rate tables and lender reviews without lead-gen spam.
Rocket Mortgage
Guess: Direct mortgage lender; skips the marketplace middleman.
LendingTree vs Rocket MortgageFull analysis
Based on ~40 public sources; several review snippets were truncated in the evidence set.
Sources
- LendingTree Reviews: 1925 User Ratingswallethub.comreview
- Read Customer Service Reviews of www.lendingtree.comtrustpilot.comreview
review
- DO NOT USE LENDING TREE!!!reddit.comreview
review
security
- Hackers Auction Off LendingTree Consumers' Datanationalmortgageprofessional.comsecurity
- Class action lawsuit over LendingTree data breachtopclassactions.comsecurity
- LendingTree $875,000 Settlementclaimdepot.comsecurity
- Comparing Mortgage Offers Could Save Thousandslendingtree.comofficial
- Is LendingTree Legit? A Full Review for Smart Borrowersampadvance.comreview
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