VERDICT
Worth it
Should I use Lunchmoney?
Delightfully simple personal finance & budgeting - lunchmoney.app
· 1 month ago
Buy if you're hands-on, leaving Mint or YNAB, and fine paying ~$60/year for a solo-built tool. Skip if you want a free app, a business tool, or zero-setup automation.
Medium. Based on 30+ public sources; several snippets truncated, so quote fragments are verbatim excerpts.
Annual (all-inclusive)
$60/yr minimum, pay-what-you-want above
medium
Pay-what-you-want applies to annual plans only; $60/yr minimum since March 15, 2026.
medium
Guess: switching from Mint means re-importing and recategorizing transaction history yourself.
medium
One-person company: support speed depends on the founder's bandwidth.
low
Unrelated APT40 malware tool named 'LUNCHMONEY' pollutes security searches.
Value for money: 4/5
Rating
$60/yr minimum, pay-what-you-want above
Starting price
10
Sources
Analyzed
$60/yr minimum, pay-what-you-want above
No known vulnerabilities found in the sources reviewed.
Independent reviewers and Reddit users broadly praise its simplicity and rank it a top Mint/YNAB replacement.
“I really like Lunch Money.”
“LunchMoney now has envelope budgeting”
“My Switch to Lunch Money from Mint”
Compare Lunchmoney with each alternative.
Stricter envelope method; steeper learning curve, mature ecosystem.
Lower-effort tracker for set-and-forget budgeters.
Flexible, AI-flavored reporting; 4.75/5 G2 per comparison.
Free desktop budgeting if you refuse subscriptions.
Based on 30+ public sources; several snippets truncated, so quote fragments are verbatim excerpts.
Cheap, simple, dev-friendly budgeting app loved by Mint refugees; skip if you want free or zero-effort.
Based on 30+ public sources; several snippets truncated, so quote fragments are verbatim excerpts.
Anonymous. You can change your vote.
Loading votes…
Comments
One queue. No nested comments. Give a display name first. Limit: 200 words per comment and 7 comments per day. You can edit or delete yours.
No comments yet.