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VERDICT

Should I use MoneyPilot?

Find and file unclaimed class-action settlements, refunds, and subscription recoveries in one app - moneypilot.com

Depends. Fine for US consumers who want automated settlement-claim filing and don't mind a paid app or linking a bank via Plaid. Skip it if you'll file claims yourself for free, run a business, or are uneasy about the unverified security complaints.

Confidence

Medium. Based on ~20 public sources: app stores, Trustpilot, Reddit, competitor blogs, and MoneyPilot's own site; many snippets truncated, pricing not fully verifiable.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

Premium (app subscription)

Not disclosed in sources reviewed

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes

Best for

  • US consumers owed settlement money
  • People with forgotten subscriptions
  • Claim-filers wanting deadlines tracked

Not for

  • Businesses — it is consumer-only
  • Anyone unwilling to link a bank account
  • People happy filing claims manually for free
  • Risk-averse users until security claims are resolved

Gotchas - check before you buy

high

Third-party reports of unexpected PayPal charges labeled MoneyPilot

high

Reddit thread alleges backend security flaws; unverified and not publicly addressed

medium

Premium subscription auto-renews; cancellations go through customer support, not self-serve

medium

A public refund request was posted on r/smallbusiness after using the service

Pros and cons

Pros

  • Automates finding and filing class-action settlement claims
  • Free eligibility check before committing
  • Uses Plaid for bank connections
  • Settlements, refunds, and subscription tools in one app
  • Available on both iOS and Android

Cons

  • Charges a subscription for filings available free directly
  • Unverified Reddit reports of serious backend security issues
  • Refund and billing complaints appear on public forums
  • Moderate 79/100 trust score from Gridinsoft
  • Third-party reviews actively question its legitimacy

Sources & method

Analyzed 10/05/2026 - 12 sources - No confirmed breach found in reviewed sources; uses Plaid; one unverified Reddit allegation of backend security issues.

official x4review x5security x2news x1
  • User-reported backend security issues, A Reddit post in r/ClassActionSettlement claims the app has serious backend security issues. No audit or vendor response was found in reviewed sources, so treat as unverified.

Key stats

  • Value for money: 2/5

    Rating

  • Not disclosed

    Starting price

  • 12

    Sources

  • Analyzed

  • Value for money: 2/5. Paid subscription for filings that are free directly
  • Ease of use: 4/5. Guided step-by-step claim filing
  • Feature depth: 4/5. Settlements, refunds, subscriptions, budget tracking
  • Support quality: 2/5. Public refund and billing complaints
  • Security posture: 2/5. Unverified backend-issue allegations; Plaid bank links
  • 79/100 Gridinsoft trust score Moderate trust rating
  • 1.3K Trustpilot reviews Cited under moneypilot.com
  • Yes Free eligibility check Check before paying
  • iOS + Android Platforms App Store and Google Play

Pricing

Premium (app subscription)

Not disclosed

  • Full settlement filing service
  • Refund and subscription tools

Security

No confirmed breach found in reviewed sources; uses Plaid; one unverified Reddit allegation of backend security issues.

  • User-reported backend security issuesA Reddit post in r/ClassActionSettlement claims the app has serious backend security issues. No audit or vendor response was found in reviewed sources, so treat as unverified.⁶

What users say

Mixed: some users report receiving settlement money, while others post refund requests, billing complaints, and security concerns.

“heads up, MoneyPilot app has serious backend security issues”
Reddit, r/ClassActionSettlement
“Has anyone tried money-pilot app for class action. If so ...”
Facebook group post
“Money Pilot Client Refund Request”
Reddit, r/smallbusiness
Full analysis

Based on ~20 public sources: app stores, Trustpilot, Reddit, competitor blogs, and MoneyPilot's own site; many snippets truncated, pricing not fully verifiable.

Consumer app automating class-action claims and refunds; free to check, but paid filings of free claims and unverified security gripes.

Methodology

Based on ~20 public sources: app stores, Trustpilot, Reddit, competitor blogs, and MoneyPilot's own site; many snippets truncated, pricing not fully verifiable.

Sources

  1. MoneyPilot homepage — free eligibility checkmoneypilot.com
    official
  2. MoneyPilot: Class Action — App Storeapps.apple.com
    official
  3. MoneyPilot — Google Playplay.google.com
    official
  4. Trustpilot reviews of moneypilot.comtrustpilot.com
    review
  5. Gridinsoft trust scan — 79/100gridinsoft.com
    security
  6. Reddit: alleged backend security issuesreddit.com
    security
  7. MalwareTips: paid app for free filingsmalwaretips.com
    review
  8. Settlemate: Is MoneyPilot legit?settlemate.io
    review
  9. JustAnswer: unexpected PayPal chargesjustanswer.com
    review
  10. Reddit: client refund requestreddit.com
    review
  11. MoneyPilot cancellation policymoneypilot.com
    official
  12. Breaking AC: how MoneyPilot found settlement moneybreakingac.com
    news

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