shouldiuse.io

VERDICT

Should I use Moneysavingexpert?

Free UK money-saving advice, deals and tools from Martin Lewis's team - moneysavingexpert.com

Worth it. Use it if you're in the UK: the guides, tools and forums are free and genuinely useful for cutting bills. Don't rely on it for neutral deal rankings — it's affiliate-funded — and it's worthless outside the UK.

Confidence

Medium. Based on 15 public sources

Ratings

  • Value for money
  • Ease of useNo usable evidence in sources
  • Feature depth
  • Support quality
  • Security postureNo security findings either way in sources

Pricing

£0

Free

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes

Best for

  • UK deal hunters
  • Bill and energy switchers
  • Personal-finance beginners
  • Reclaiming mis-sold charges

Not for

  • Non-UK users
  • Anyone wanting commission-free, neutral deal rankings
  • People expecting hands-on customer support
  • Users wanting automated budgeting software

Gotchas - check before you buy

high

Affiliate model: MSE earns commission on some recommended deals, so cross-check comparisons before switching.

medium

1.8/5 Trustpilot driven by deal/voucher complaints — verify cashback and vouchers actually credit.

medium

Advice is UK-specific; users elsewhere get little value.

low

Trustpilot scores vary by domain, so review samples are inconsistent.

Pros and cons

Pros

  • Free guides, tools and weekly tips across UK personal finance
  • Large active community forum for peer money advice
  • Free iOS and Android app
  • Strong founder credibility; site reportedly sold for £87m

Cons

  • Poor 1.8/5 Trustpilot score across 796 reviews
  • Affiliate-funded, so commercial links may shape recommendations
  • Complaints routed via Resolver suggest recurring service issues
  • No dedicated security page found on the site

Sources & method

Analyzed 9/20/2026 - 6 sources - No known vulnerabilities found in the sources reviewed.

official x1review x3security x1news x1

Key stats

  • Value for money: 5/5

    Rating

  • £0

    Starting price

  • 6

    Sources

  • Analyzed

  • Value for money: 5/5. Free; funded by affiliate commissions
  • Ease of use. No usable evidence in sources
  • Feature depth: 4/5. Guides, tools, forums, weekly email, app
  • Support quality: 2/5. 1.8/5 Trustpilot; Resolver complaints channel
  • Security posture. No security findings either way in sources
  • 1.8/5 Trustpilot rating 796 reviews
  • Free Price Affiliate-funded, no paid plans
  • £87m Sale price Sold by founder Martin Lewis
  • Free Mobile app iOS and Android

Pricing

Free

£0

  • Guides, tools and weekly email
  • Community forums
  • iOS/Android app

Security

No known vulnerabilities found in the sources reviewed.

What users say

Opinion is split: Reddit users actively debate how much to trust its recommendations, and its 796 Trustpilot reviews average just 1.8/5.

Companies that use it

  • Sandwell Council
  • Solihull Council
Full analysis

Based on 15 public sources

Free UK money-advice site: great guides and forums, but affiliate-funded deals and a rough 1.8/5 Trustpilot. Verify before clicking.

Methodology

Based on 15 public sources

Sources

  1. MoneySavingExpert.com Reviews — Trustpilottrustpilot.com
    review
  2. How this site is financedmoneysavingexpert.com
    official
  3. How much do you trust MoneySavingExpert recommendations? — Redditreddit.com
    review
  4. Resolve your Moneysavingexpert.com Complaints for free — Resolverresolver.co.uk
    review
  5. Security page checkmoneysavingexpert.com
    security
  6. Martin Lewis sells MoneySavingExpert.com for £87m — Redditreddit.com
    news

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