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Should I use Moneywehave?

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Depends. MoneyWeHave is Barry Choi's free blog on Canadian credit cards, travel points, and investing — fine as reading material. Don't expect software: there are no tools, accounts, or support here.

Confidence

High. Based on 30+ public sources. The page is a personal finance blog by Barry Choi, not a software product; verdicts judge it as free content.

Ratings

  • Value for money
  • Ease of useNo evidence; it is articles, not software
  • Feature depth
  • Support qualityNo support channel in evidence
  • Security postureContent site; no product security surface

Pricing

Free

Blog content

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes

Best for

  • Canadians comparing credit cards
  • Travel points and Aeroplan followers
  • Budget travel readers
  • DIY investing beginners (Canada)

Not for

  • Anyone seeking budgeting or investing software — it's a blog
  • US-focused personal finance readers
  • Teams wanting a deployable finance tool
  • People needing account aggregation or tracking

Gotchas - check before you buy

medium

Not an app: no budgeting tools, tracking, or exportable data — articles only

medium

Guess: annual 'best credit card' lists likely earn issuer affiliate commissions; check disclosure

medium

Canada-only scope — US readers will find little applicable advice

low

No support channel — it's a personal blog, not a vendor

Pros and cons

Pros

  • Free, no-signup articles on Canadian credit cards and travel rewards
  • Author is an established finance journalist (NerdWallet, Globe and Mail, Tangerine)
  • Author actively answers questions on r/PersonalFinanceCanada
  • Long-running archive of card, travel, and investing content

Cons

  • Not software — no tools, accounts, or dashboards; reading only
  • Canada-centric content; little value for US readers
  • One writer's opinion — no product support, updates, or guarantees

Sources & method

Analyzed 10/07/2026 - 10 sources - No known vulnerabilities found in the sources reviewed.

official x2review x2security x1news x5

Key stats

  • Value for money: 5/5

    Rating

  • Free

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money: 5/5. Free content, nothing to pay for
  • Ease of use. No evidence; it is articles, not software
  • Feature depth: 1/5. Articles only; no app, tools, or integrations
  • Support quality. No support channel in evidence
  • Security posture. Content site; no product security surface
  • $0 Price Free blog; no paid tier found
  • Barry Choi Run by Toronto personal finance and travel writer
  • 10+ yrs Active since Reddit activity spans about a decade

Pricing

Blog content

Free

  • All articles free to read
  • No account required

Security

No known vulnerabilities found in the sources reviewed.

What users say

Readers know the author as a long-standing, active contributor on Canadian personal finance forums; no formal product reviews exist because this is a blog.

Full analysis

Based on 30+ public sources. The page is a personal finance blog by Barry Choi, not a software product; verdicts judge it as free content.

It's Barry Choi's free Canadian personal-finance and travel-points blog — good reading, not software. Nothing to buy.

Methodology

Based on 30+ public sources. The page is a personal finance blog by Barry Choi, not a software product; verdicts judge it as free content.

Sources

  1. Money We Have — site rootmoneywehave.com
    official
  2. I'm the personal finance and budget travel writer behind... (Reddit AMA)reddit.com
    review
  3. u/MoneyWeHave on Redditreddit.com
    review
  4. Barry Choi, Contributing Writer — NerdWallet Canadanerdwallet.com
    news
  5. Barry Choi — Tangerine author pagetangerine.ca
    news
  6. Money We Have Reveals Best Credit Cards for 2021newswire.ca
    news
  7. Canadian Financial Summitcanadianfinancialsummit.com
    news
  8. Travel loyalty program expert Choi to speak at Discover America Canada AGMtravelweek.ca
    news
  9. The Best Travel Credit Cards in Canada 2026moneywehave.com
    official
  10. Product security pagemoneywehave.com
    security

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