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Moody's Review

Depends

Should I use Moody's?

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· 1 week ago

Buy only if you're a bank, lender, insurer, or large enterprise needing institutional-grade credit and risk data. Small teams and startups should skip it — sales-gated pricing and enterprise contracts make it overkill.

Confidence

Medium. Based on 25+ public sources; most product detail and pricing are login-gated, limiting depth.

Ratings

  • Value for moneyNo public pricing; cannot judge
  • Ease of useProduct detail login-gated; no user evidence
  • Feature depth
  • Support qualityNo direct support evidence found
  • Security posture

Pricing

Not disclosed

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed

Best for

  • Banks and regulated lenders
  • Institutional investors and credit analysts
  • Compliance and regulatory reporting teams
  • Large corporates monitoring counterparty risk

Not for

  • Startups and small businesses
  • Anyone wanting self-serve, transparent pricing
  • Teams without enterprise procurement budget
  • Non-finance use cases like CRM or marketing

Gotchas - check before you buy

medium

Documentation and research are gated; you cannot evaluate anything without a Moody's account

medium

Pricing is quote-based via sales; cost varies widely by product and data scope

low

Regulatory penalty history ($864M settlement, $15M SEC fine) may surface in vendor risk reviews

Pros and cons

Pros

  • Credit ratings, research, and data for global capital markets
  • Broad suite: credit, regulatory reporting, balance sheet, lending, cyber risk
  • Published trust center with documented security and privacy programs
  • Serves regulated sectors including banking, public sector, and national security
  • 85 G2 reviews across its product lines

Cons

  • Nearly all product detail and pricing sit behind login walls
  • No self-serve pricing; enterprise sales process required
  • Breached in 2017 alongside Siemens and Trimble by state-linked hackers
  • History of large regulatory penalties over ratings conduct

Sources & method

- 10 sources - Published trust center and security programs; notable incident is a disclosed 2017 breach by state-linked hackers.

official x3review x2security x2news x3
  • 2017 breach by state-linked hackers, Hackers breached Moody's alongside Siemens and Trimble; US authorities charged three employees of a Chinese cybersecurity company for the coordinated attacks.

Key stats

  • Feature depth: 5/5

    Rating

  • Not disclosed

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money. No public pricing; cannot judge
  • Ease of use. Product detail login-gated; no user evidence
  • Feature depth: 5/5. Credit, regulatory, cyber risk, lending, balance sheet suites
  • Support quality. No direct support evidence found
  • Security posture: 4/5. Published trust center; 2017 breach is dated
  • 85 G2 reviews across Moody's product listings
  • None Public pricing sales-gated; quote-based
  • NYSE: MCO Ticker publicly traded
  • $15M 2017 SEC fine mortgage bond ratings case

Pricing

Not disclosed

Security

Published trust center and security programs; notable incident is a disclosed 2017 breach by state-linked hackers.

  • 2017 breach by state-linked hackersHackers breached Moody's alongside Siemens and Trimble; US authorities charged three employees of a Chinese cybersecurity company for the coordinated attacks.⁶

What users say

Moody's carries 85 G2 reviews across its product lines, but verbatim user feedback in the sources is too truncated to quote.

Alternatives

Compare Moody's with each alternative.

  • S&P Global Ratings

    The other big-three ratings agency; comparable credit data.

  • Fitch Ratings

    Major ratings rival, commonly compared alongside Moody's.

    Moody's vs Fitch Ratings

  • SAP Ariba Supplier Risk

    Gartner's top alternative for supplier risk specifically.

Full analysis

Based on 25+ public sources; most product detail and pricing are login-gated, limiting depth.

Top-tier credit and risk data for banks and big finance; opaque pricing, login-gated, overkill for small teams.

Methodology

Based on 25+ public sources; most product detail and pricing are login-gated, limiting depth.

Read how a report is made.

Sources

  1. Moody's - credit ratings, research, and data for global capital marketsmoodys.com
    official
  2. Moody's Trust Center: Security, Privacy, & Compliancemoodys.com
    security
  3. Moody's Products | Read 85 Reviews on G2g2.com
    review
  4. Moody's CreditView Reviews & Product Detailsg2.com
    review
  5. Moody's Software Pricing & Plans 2025: See Your Cost (Vendr)vendr.com
    official
  6. Hackers breach Siemens, Trimble and Moody'sfirstpost.com
    security
  7. Moody's Agrees to Settle Financial Crisis-Era Claims for $864 Million (WSJ)wsj.com
    news
  8. SEC hits Moody's with $15 million fine over mortgage bond ratingshousingwire.com
    news
  9. Who We Serve: Moody's Customers and Market Segmentsmoodys.com
    official
  10. Top Moody's Alternatives, Competitors (CB Insights)cbinsights.com
    news

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