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Paythen Review

Worth it

Should I use Paythen?

Offer flexible payment plans, layaway, and subscriptions using your Stripe account - paythen.co

· 2 days ago

Small Stripe merchants who want payment plans without monthly fees buy this. Non-Stripe sellers and teams needing an API do not.

Confidence

Medium. Based on 20+ public sources; review volume is small.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

1.25% per transaction

Pay as you go

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierNo

Best for

  • Small Stripe-based stores
  • WooCommerce and Shopify sellers
  • Courses, camps, photographers
  • Sellers avoiding BNPL fees

Not for

  • Enterprises needing an API or SSO
  • Merchants not using Stripe
  • Teams needing Stripe Tax today
  • Buyers who want a large review base

Gotchas - check before you buy

medium

A competitor comparison cites 2% per transaction; Paythen pages say 1.25%. Confirm the current rate before signing.

medium

No API blocks custom integrations; you depend on Zapier or viaSocket.

low

The trial lasts 7 days; transaction fees start after it ends.

low

Ratings rest on tiny samples; treat scores as weak signals.

Pros and cons

Pros

  • No fixed monthly fees; pricing is 1.25% per transaction.
  • Undercuts BNPL fees; Paythen cites Afterpay at about 6%.
  • Works with Shopify and WooCommerce through simple setup guides.
  • Supports Apple Pay, Google Pay, Alipay, and iDEAL.
  • Handles 3D Secure authentication on scheduled payments.

Cons

  • No API; integrations rely on Zapier-style connectors.
  • Stripe Tax support is still an open feature request.
  • Very small review base: 3 G2 reviews, 12 Trustindex customers.
  • Requires a Stripe account; no other processors appear in evidence.

Sources & method

- 12 sources - No known vulnerabilities found in the sources reviewed.

official x3review x7security x1news x1

Key stats

  • Value for money: 5/5

    Rating

  • 1.25% per transaction

    Starting price

  • 12

    Sources

  • Analyzed

  • Value for money: 5/5. No fixed fees; 1.25% undercuts BNPL fees
  • Ease of use: 5/5. Users report no-code setup in minutes
  • Feature depth: 3/5. Plans and layaway are solid; no API
  • Support quality: 4/5. Positive reviews, but the sample is tiny
  • Security posture: 4/5. SSL, AES-256, Stripe PCI, 3D Secure
  • 4.5/5 G2 rating 3 verified reviews
  • 1.25% per transaction Starting price No fixed monthly fees
  • 7 days Free trial No Paythen fees during trial
  • Unfunded Funding Based in Sydney, Australia

Pricing

Pay as you go

1.25% per transaction

  • No fixed monthly fees
  • No fees during the 7-day trial

Security

No known vulnerabilities found in the sources reviewed.

What users say

Small-sample reviews praise easy setup and lower fees than buy now pay later services.

“Paythen is a better alternative than buy now pay later companies with lower fees”
SourceForge user review
“My experience has been extremely positive”
Capterra user review
“Paythen makes it hassle-free to offer easy payment plans”
G2 user review

Alternatives

Compare Paythen with each alternative.

  • Partial.ly

    Competitor with more payment methods and integrations, per its own comparison.

    Paythen vs Partial.ly

  • GoCardless

    Better fit for recurring direct-debit collections.

  • Klarna

    BNPL shifts credit risk to the provider, but fees run higher.

Full analysis

Based on 20+ public sources; review volume is small.

Stripe payment plans at 1.25% per transaction, no monthly fee. Skip it if you need an API or non-Stripe support.

Methodology

Based on 20+ public sources; review volume is small.

Read how a report is made.

Sources

  1. Paythen Trustpilot reviewstrustpilot.com
    review
  2. Paythen G2 reviewsg2.com
    review
  3. Paythen Capterra listingcapterra.com
    review
  4. Paythen Slashdot reviewsslashdot.org
    review
  5. Paythen SourceForge reviewssourceforge.net
    review
  6. Paythen Trustindex reviewstrustindex.io
    review
  7. Paythen pricing pagepaythen.co
    official
  8. Paythen fees and billing help articlehelp.paythen.co
    official
  9. Is there an API? help articlehelp.paythen.co
    official
  10. Paythen product security pagepaythen.co
    security
  11. Planpacer vs Paythen comparisonplanpacer.com
    review
  12. PayThen Tracxn company profiletracxn.com
    news

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