VERDICT
The best rates live here - ratehub.ca
Worth it. Free and worth using for Canadians rate-shopping mortgages, cards, and loans — but verify headline rates against your actual eligibility. Skip it if you want strictly neutral advice; Ratehub owns brokerage CanWise.
Medium. Based on ~20 public sources; no numeric Trustpilot rating found in evidence, so confidence is medium.
Free
Consumer comparison
high
The 3.89% five-year headline assumed 25% down; confirm your eligibility before relying on it
medium
Lender referral commissions and the in-house CanWise brokerage may shape which offers get recommended
medium
Online rates often differ from bank branch offers; expect follow-up calls from agents
Value for money: 5/5
Rating
Free
Starting price
12
Sources
Analyzed
Free
Published security page; no known vulnerabilities found in the sources reviewed.
Trustpilot reviewers praise named mortgage agents, while Reddit users question whether advertised rates match what lenders actually offer.
“Ratehub 3.89% mortgage 5yr too good to be true?”
“Why do I see much lower rates online at Ratehub etc than ...”
“Experience with Ratehub.ca and CanWise Mortgage”
Compare Ratehub with each alternative.
Digital mortgage lender Redditors suggest trying alongside Ratehub
Ratehub vs NestoHuman shopping many lenders; compare against Ratehub's offers
Broker-run site explicitly positioned as a Ratehub alternative
Ratehub vs Pragmatic MortgageBased on ~20 public sources; no numeric Trustpilot rating found in evidence, so confidence is medium.
Free Canadian rate-comparison site worth using, but headline rates come with conditions and it owns its own brokerage.
Based on ~20 public sources; no numeric Trustpilot rating found in evidence, so confidence is medium.
Anonymous. You can change your vote.
Loading votes…
Comments
One queue. No nested comments. Give a display name first. Limit: 200 words per comment and 7 comments per day. You can edit or delete yours.
No comments yet.