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Simply Business Review

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Should I use Simply Business?

Get quotes from top-rated small business insurers. Save up to 20% on selected policies. Monthly payment options available. - simplybusiness.com

· 1 week ago

Buy if you're a solopreneur or small firm wanting fast quotes from several insurers at once, for free. Walk away if you want agent-led service, complex commercial lines, or strong post-sale support.

Confidence

Medium. Based on 20+ public sources; many snippets were truncated, so review specifics are thin.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

Not disclosed

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed

Best for

  • Solopreneurs and freelancers
  • Handymen and trades needing fast GL quotes
  • Price shoppers comparing multiple carriers
  • Buyers wanting monthly payment options

Not for

  • Larger companies with complex commercial line needs
  • Phone-first buyers who want an agent relationship
  • Anyone expecting hands-on claims or cancellation help

Gotchas - check before you buy

high

Post-sale service is the weak point: users describe cancellations and limited phone contact

medium

'Up to 20%' savings applies only to selected policies; real quotes may not beat direct carriers

medium

Broker licensing and policy arrangements vary by state; Colorado operates differently, for example

low

Guess: as a broker, your underwriter and claims process differ per policy — check carrier before buying

Pros and cons

Pros

  • Compares quotes from multiple top-rated insurers in one place
  • Advertised savings up to 20% on selected policies
  • Monthly payment options available
  • Reports over 1 million customers insured
  • NerdWallet 2026 review credits fast quoting

Cons

  • NerdWallet headline flags a key missing feature despite quick quotes
  • Reddit users report canceling policies over service frustrations
  • A TikTok review roundup cites 'No phone' contact as a drawback
  • Customer complaints published on BBB and its own UK site
  • Operates state-by-state, complicating availability and terms

Sources & method

- 13 sources - No known vulnerabilities found in the sources reviewed.

official x3review x8security x2

Key stats

  • Value for money: 3/5

    Rating

  • Not disclosed

    Starting price

  • 13

    Sources

  • Analyzed

  • Value for money: 3/5. Advertised 20% savings only on selected policies
  • Ease of use: 4/5. NerdWallet credits quick quotes
  • Feature depth: 3/5. Multi-carrier quotes across GL, pro liability, BOP, cyber
  • Support quality: 2/5. Cancellation complaints; 'No phone' cited
  • Security posture: 3/5. Responsible disclosure policy; external threat protection via ZeroFox
  • 1M+ Customers insured Per Simply Business homepage
  • Up to 20% Advertised savings Selected policies only
  • 4+ Core policy types GL, professional liability, BOP, cyber

Pricing

Not disclosed

Security

No known vulnerabilities found in the sources reviewed.

What users say

Mixed: quick quotes draw praise, but Reddit threads document cancellations, service gripes, and even 'scam'-style complaints.

“Just canceled my insurance with Simply Business”
Reddit, r/handyman
“Simply Business Insurance is a Scam”
Reddit, r/uklandlords
“Anyone use Next or Simply Business liability insurance?”
Reddit, r/smallbusiness

Alternatives

Compare Simply Business with each alternative.

  • Next Insurance

    Direct small-business insurer Reddit shoppers weigh against Simply Business

  • CoverWallet

    Digital broker rival with a head-to-head comparison on SourceForge

  • At-Bay

    Tech-forward insurer alternative per Spot.insure comparison

    Simply Business vs At-Bay
Full analysis

Based on 20+ public sources; many snippets were truncated, so review specifics are thin.

Free multi-insurer quote comparison built for small businesses — great for shopping, weaker on post-sale support.

Methodology

Based on 20+ public sources; many snippets were truncated, so review specifics are thin.

Read how a report is made.

Sources

  1. Simply Business: Small Business Insurance (official)simplybusiness.com
    official
  2. Simply Business Review 2026: Quick Quotes, but No ... — NerdWalletnerdwallet.com
    review
  3. Simply Business Insurance Brokerage Review — FitSmallBusinessfitsmallbusiness.com
    review
  4. Simply Business US Reviews — Trustpilottrustpilot.com
    review
  5. Just canceled my insurance with Simply Business — Reddit r/handymanreddit.com
    review
  6. Simply Business Insurance is a Scam — Reddit r/uklandlordsreddit.com
    review
  7. Anyone use Next or Simply Business liability insurance? — Reddit r/smallbusinessreddit.com
    review
  8. Simply Business Reviews — TikTok rounduptiktok.com
    review
  9. Complaints — Simply Business (BBB)bbb.org
    review
  10. Insurance Providers — Simply Businesssimplybusiness.com
    official
  11. Responsible Disclosure Policy — Simply Businesssimplybusiness.com
    security
  12. Insurance Broker Finds DRP to Enhance Customer Safety — ZeroFoxzerofox.com
    security
  13. Business Insurance Cost & Coverage Guide — Simply Businesssimplybusiness.com
    official

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