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Stratton Equities Review

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Should I use Stratton Equities?

Nationwide private money and NON-QM mortgage lender for real estate investors: no-doc, hard money, soft money, and NON-QM loans. - strattonequities.com

· 7 hours ago

Buy if you're an active real estate investor needing fast, asset-based financing between $100K and $5M. Skip it if you need a conventional home loan, sub-$100K funding, or transparent published rates before talking to sales.

Confidence

Medium. Based on 11 public sources; no quantitative user ratings found.

Ratings

  • Value for money
  • Ease of useMarketing claims speed; no independent user data.
  • Feature depth
  • Support qualityNo user evidence on support.
  • Security postureNo security page; no public vulnerabilities either.

Pricing

From 6.99%

NO-DOC loans

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Hard moneyFrom 7.25%
Soft moneyFrom 7.46%

Best for

  • Active real estate investors
  • Fix-and-flip projects
  • Self-employed borrowers denied conventional loans
  • Asset-based deals $100K-$5M

Not for

  • Traditional homebuyers needing a conventional mortgage
  • Deals under $100K
  • Rate shoppers expecting published pricing upfront
  • Borrowers who need a public review track record first

Gotchas - check before you buy

medium

'Starting at' rates are teaser lows; real pricing depends on the deal and borrower profile

medium

Asset-based lending caps at 75-85% LTV; budget a large down payment

medium

Sparse independent reviews; verify terms and references before committing

low

No published rate sheet; expect a sales conversation before seeing real numbers

Pros and cons

Pros

  • Broad loan menu: hard money, soft money, NON-QM, no-doc under one roof
  • Nationwide direct private money and NON-QM lender, not a broker
  • Funds fix-and-flip on single-family, multi-family, mixed-use, and commercial properties
  • No prepayment penalty on soft money loans
  • Listed in top direct hard money lender roundups for California and New York

Cons

  • Rates near 7% far exceed conventional mortgage rates
  • Loan minimums start at $100K
  • No security page found on their website
  • Public forum threads openly ask whether the lender is legitimate

Sources & method

- 11 sources - No known vulnerabilities found in the sources reviewed.

official x4review x5security x1news x1

Key stats

  • Value for money: 3/5

    Rating

  • From 6.99%

    Starting price

  • 11

    Sources

  • Analyzed

  • Value for money: 3/5. Hard money rates from 6.99%; pricey vs conventional.
  • Ease of use. Marketing claims speed; no independent user data.
  • Feature depth: 4/5. Wide library: hard, soft, NON-QM, no-doc, blanket loans.
  • Support quality. No user evidence on support.
  • Security posture. No security page; no public vulnerabilities either.
  • 6.99% Starting rates Other programs from 7.25-7.46%
  • $100K-$5M Loan size Across posted programs
  • 80-85% Max LTV Varies by program
  • Pine Brook, NJ HQ Lends nationwide

Pricing

NO-DOC loans

From 6.99%

  • $100K-$5M
  • Up to 85% LTV
  • Blanket loan options

Hard money

From 7.25%

  • Asset-based, 75% LTV
  • Fix-and-flip focused

Soft money

From 7.46%

  • Up to 80% LTV
  • $100K-$5M
  • No prepayment penalty

Security

No known vulnerabilities found in the sources reviewed.

What users say

Independent user feedback is thin; the main forum thread found is investors asking whether the lender is legitimate.

“I am earnestly seeking some facts about Stratton Equities. Stratton Equities is a private money lender that I found on the website 'Think Realty'.”
BiggerPockets forums
Full analysis

Based on 11 public sources; no quantitative user ratings found.

Nationwide hard money/NON-QM lender for investors. Fine for $100K-$5M deals; wrong for regular mortgages or small loans.

Methodology

Based on 11 public sources; no quantitative user ratings found.

Read how a report is made.

Sources

  1. What is Stratton Equities? Mortgage Lender Overviewrateroots.com
    review
  2. Is Stratton Equities Legitimate? - BiggerPockets forumbiggerpockets.com
    review
  3. 25 Best Direct Hard Money Lenders in Californialendersa.com
    review
  4. 26 Direct Hard Money Lenders in New Yorklendersa.com
    review
  5. Stratton Equities loan program pricing (Instagram)instagram.com
    official
  6. Hard Money Loans - rates and LTV (LinkedIn)linkedin.com
    official
  7. Stratton Equities Soft Money Loans (Instagram)instagram.com
    official
  8. Stratton Equities fix-and-flip funding (Instagram)instagram.com
    official
  9. Stratton Equities security pagestrattonequities.com
    security
  10. How to Get a Soft Money Loan with a Private Lender - Think Realtythinkrealty.com
    news
  11. Stratton Equities Glassdoor location pageglassdoor.fr
    review

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