Comparison

Credit Report & Credit Score Canada | Borrowell™ vs creditcardGenius

Credit Report & Credit Score Canada | Borrowell™ lands on Worth it, and creditcardGenius lands on Depends.

Credit Report & Credit Score Canada | Borrowell™

Worth it

Confidence: Low

Canadians who want a free Equifax score and report get exactly that . 3-minute signup, no card or SIN required.

Depends

Confidence: Medium

Canadian consumers actively shopping for a rewards card get a free, genuinely useful comparison engine with 126+ rated features.

Credit Report & Credit Score Canada | Borrowell™ versus creditcardGenius
Compare	Credit Report & Credit Score Canada \| Borrowell™	creditcardGenius
Verdict	Worth it	Depends
Best for	Canadians wanting a free score check	Canadians comparing rewards cards
Who it's not for	Non-Canadians . evidence shows Equifax Canada only	Non-Canadians
Privacy	No known public vulnerabilities found in the sources reviewed.^⁴	No known public vulnerabilities found in the sources reviewed.¹²
Support quality	No evidence found	BBB complaints cite unresponsive service
Public sentiment	Only one third-party source was found . an editorial review praising the free score while criticizing its card recommendations.^³	Reddit threads routinely recommend it alongside competitors like GreedyRates, but a RedFlagDeals thread and BBB complaints cite scam allegations and unresponsive support.¹³
Biggest gotcha	Genuinely free, but monetized: affiliate commissions on cards and loans it recommends^³	Guess: affiliate-funded, earns commissions on approvals, which may bias which cards get promoted.¹⁵