Dave
Depends
Confidence: Low
Buy it only if you need a small emergency advance fast and have no cheaper option, and repay it by payday.
New check
Comparison
Dave vs Current
Dave and Current both land on Depends.
Current
Depends
Confidence: Low
Current is a consumer neobank: a fit for individuals wanting app-based checking with early paycheck access.
| Compare | Dave | Current |
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Small emergency cash needs | Individuals wanting app-first checking |
| Who it's not for | Anyone with a credit card or savings to tap instead | Businesses buying spend or expense management software |
| Privacy | No known public vulnerabilities found in the sources reviewed.⁹ | No known public vulnerabilities found in the sources reviewed. |
| Support quality | No support evidence in sources | No rating numbers in evidence |
| Public sentiment | Sources contain almost no independent reviews . mentions are dominated by referral posts touting fast $500 advances.⁶ | Sentiment is mixed-to-positive: current users report no issues, while prospective users on r/Banking debate whether the neobank is trustworthy.12 |
| Biggest gotcha | Overdraft fee is greater of $5 or 5% . cost grows with advance size.¹ | Trustpilot reviews center on customer service . scan recent ones before routing your paycheck here12 |
Pick Dave when
- Small emergency cash needs
- Payday-loan avoiders
- Gig workers between paychecks
- No-credit-check banking seekers
When Dave is not a fit
- Anyone with a credit card or savings to tap instead
- Anyone needing more than $500 at once
- Repeat borrowers who can't repay by payday . fees stack
- Businesses . this is a consumer-only app
Pick Current when
- Individuals wanting app-first checking
- Gig workers chasing early paycheck access
- Fee-averse everyday spenders
When Current is not a fit
- Businesses buying spend or expense management software
- Teams needing B2B SaaS procurement tools
- Anyone wanting branch access or in-person banking
Sources
official
- Dave on Google Playplay.google.comreview
- Dave on the App Storeapps.apple.comreview
review
- LinkedIn user post (recommends Dave)linkedin.comreview
- Reddit referral postreddit.comreview
- Dave security page scandave.comsecurity
- Third-party PDF quoting FDIC partner-bank disclosurestaff.ces.funai.edu.ngnews
- Current review (2026): Tech-forward mobile bankingfinance.yahoo.comreview
- Read Customer Service Reviews of current.comtrustpilot.comreview
- Current Reviews: Written By Customersconsumeraffairs.comreview
- Current - Mobile Banking - Apps on Google Playplay.google.comofficial
- Is Current trustworthy? : r/Bankingreddit.comreview
review