Tilt (formerly Empower)
Depends
Confidence: Medium
Tilt is a reasonable pick for consumers who need a small ($10-$500) interest-free advance fast and want credit-building tools alongside it.
New check
Comparison
Tilt (formerly Empower) vs Dave
Tilt (formerly Empower) and Dave both land on Depends.
Dave
Depends
Confidence: Low
Buy it only if you need a small emergency advance fast and have no cheaper option, and repay it by payday.
| Compare | Tilt (formerly Empower) | Dave |
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Workers caught short before payday | Small emergency cash needs |
| Who it's not for | Anyone needing more than $500 . this is bridge cash, not a loan | Anyone with a credit card or savings to tap instead |
| Privacy | No known public breaches; one third-party review flags storage of full bank-login credentials as an exposure risk.⁶ | No known public vulnerabilities found in the sources reviewed. |
| Support quality | No evidence in sources reviewed | No support evidence in sources |
| Public sentiment | Trustpilot and WalletHub reviewers describe modest no-interest advances and credit-building tools, though no numeric scores appear in the sources reviewed.⁴ | Sources contain almost no independent reviews . mentions are dominated by referral posts touting fast $500 advances.16 |
| Biggest gotcha | App may store full bank-login credentials, not just account numbers, increasing breach exposure⁶ | Overdraft fee is greater of $5 or 5% . cost grows with advance size.11 |
Pick Tilt (formerly Empower) when
- Workers caught short before payday
- Subprime or no-credit borrowers
- Small urgent cash gaps ($10-$500)
- People building credit from scratch
When Tilt (formerly Empower) is not a fit
- Anyone needing more than $500 . this is bridge cash, not a loan
- People unwilling to share bank-login credentials with an app
- Businesses or teams . consumer-only product
- Borrowers wanting term loans or long repayment windows
Pick Dave when
- Small emergency cash needs
- Payday-loan avoiders
- Gig workers between paychecks
- No-credit-check banking seekers
When Dave is not a fit
- Anyone with a credit card or savings to tap instead
- Anyone needing more than $500 at once
- Repeat borrowers who can't repay by payday . fees stack
- Businesses . this is a consumer-only app
Sources
- Tilt Cash Advance pagetilt.comofficial
- Tilt homepagetilt.comofficial
- Tilt App Cash Advance: 2026 Review . NerdWalletnerdwallet.comreview
- Tilt Reviews . Trustpilottrustpilot.comreview
- Tilt Reviews: 115 User Ratings . WalletHubwallethub.comreview
- How Does The Tilt Cash Advance App Work? . The Credit Peoplethecreditpeople.comreview
- Tilt Business Breakdown . Contrary Researchresearch.contrary.comnews
- Tilt.com Trust Review . Gridinsoftgridinsoft.comsecurity
- Tilt (formerly Empower) . NowSecure App Risk Checkernowsecure.comsecurity
- Tilt product security pageempower.meofficial
official
- Dave on Google Playplay.google.comreview
- Dave on the App Storeapps.apple.comreview
review