Etmoney
Depends
Confidence: Medium
Good fit for Indian DIY investors who want free, direct-plan mutual fund investing in one app.
Comparison
Etmoney vs Scripbox
Etmoney and Scripbox both land on Depends.
Scripbox
Depends
Confidence: Low
Fine for hands-off, first-time Indian investors who want guided, goal-based mutual fund picks; skip it if you can pick direct plans yourself.
| Compare | Etmoney | Scripbox |
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Indian DIY mutual fund investors | First-time Indian mutual fund investors |
| Who it's not for | Investors averse to upsells and dark-pattern nudges | DIY investors happy picking index funds themselves |
| Privacy | Claims bank-level security and in-app security features; no known public vulnerabilities found in the sources reviewed.⁹ | No known public vulnerabilities found in the sources reviewed.15 |
| Support quality | Users report very bad customer support | Only marketing 'human touch' claims; no independent data |
| Public sentiment | Mixed and trending negative: long-time users like the free core but increasingly complain about dark patterns, Genius upsells, and support.³ | Only self-published client testimonials surfaced; no independent review platforms appeared in the evidence.13 |
| Biggest gotcha | One user's SIP recommendations grew to 24 funds . audit your portfolio before following suggestions.⁴ | Regular fund plans pay distributor commissions from your returns; confirm which plan type you buy13 |
Pick Etmoney when
- Indian DIY mutual fund investors
- SIP beginners wanting zero-commission direct plans
- Mobile-first investors tracking MFs and stocks
When Etmoney is not a fit
- Investors averse to upsells and dark-pattern nudges
- Anyone who needs responsive customer support
- Passive investors who don't want fund-count creep
- Minimalists better served by plain trackers like Kuvera
Pick Scripbox when
- First-time Indian mutual fund investors
- Hands-off goal-based SIP investors
- Investors wanting a financial plan reviewed for them
When Scripbox is not a fit
- DIY investors happy picking index funds themselves
- Cost-obsessed investors . regular plans carry embedded commissions (Guess)
- Stock traders . mutual funds only
- Non-Indian investors . service targets Indian cities
Sources
- ET MONEY Reviews - Trustpilottrustpilot.comreview
- ET Money App - App Store ratingsapps.apple.comreview
review
- ETmoney App - Best to Worst (Reddit)reddit.comreview
- ET MONEY Reviews - MouthShutmouthshut.comreview
- What are the fees charged by ET Money?etmoney.comofficial
- What is Genius?etmoney.comofficial
- Is my information secure?etmoney.comsecurity
- ETMoney has 4 million users - Economic Timeseconomictimes.indiatimes.comnews
news
- ETMoney enables NRI investing - GadgetsNowgadgetsnow.indiatimes.comnews
- Scripbox homepagescripbox.comofficial
- Scripbox review-wealth pagescripbox.comofficial
- Scripbox track-wealth pagescripbox.comofficial
- Scripbox security pagescripbox.comsecurity