Fidelity Investments
Worth it
Confidence: Medium
Buy if you want one low-cost home for retirement, trading, and long-term investing . reviewers consistently rank it among the best brokers.
New check
Comparison
Fidelity Investments and Vanguard both land on Worth it.
Buy if you want one low-cost home for retirement, trading, and long-term investing . reviewers consistently rank it among the best brokers.
Buy if you want cheap, long-term index and retirement investing: fees are 84% below industry and 77% of funds beat peers.
| Compare | ||
|---|---|---|
| Verdict | Worth it | Worth it |
| Best for | Retirement savers (401k, IRA) | Long-term index investors |
| Who it's not for | Casual savers wanting a bare-bones app | Guess: active day traders chasing quick moves |
| Privacy | Established brand with a dedicated security page, but a recent data breach and rampant fake Fidelity phishing domains demand caution.⁹ | Robust published security program (AI fraud monitoring, identity verification); no known public vulnerabilities found in the sources reviewed.15 |
| Support quality | No direct evidence in reviewed sources | Only call-center verification described; no quality data |
| Public sentiment | Review outlets like NerdWallet, CNBC, and U.S.³ | Only Vanguard's own marketing claims appear in reviewed sources; no independent user reviews found.13 |
| Biggest gotcha | Breach-affected customers had class-action claim deadlines . check eligibility | Typo domains like 'vangaurd.com' mimic Vanguard; type the address manually to dodge phishing.16 |