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  <span style="font-size:12px;font-weight:500;color:#516271;">Independent comparison on Should I Use It</span>
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<a href="https://shouldiuse.io/vs/found/mercury">Found vs Mercury on Should I Use It</a>

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Found versus Mercury
Compare	Found	Mercury
Verdict	Worth it	Worth it
Best for	Freelancers and solopreneurs	US-based startups
Who it's not for	Guess: cash-heavy retail needing branch deposits	Companies without a US entity
Privacy	No known public vulnerabilities found in the sources reviewed.^⁴	No known public vulnerabilities found in the sources reviewed.
Support quality	No evidence in reviewed sources	G2 praise vs Reddit complaints; mixed
Public sentiment	Independent user reviews were scarce in the sources reviewed; most search results for 'Found' matched unrelated products and the G2 listing surfaced little substantive feedback.^⁹	Reviews are mostly positive on ease of use and design, with a vocal minority on Reddit complaining about account issues.
Biggest gotcha	Found is a fintech; deposits are held at partner banks, not Found itself.^⁸	Reddit users warn of account issues . keep a backup bank relationship¹⁶

Pick Found when

Freelancers and solopreneurs
Side hustles and gig income
First business bank account
Tax-season expense tracking

When Found is not a fit

Guess: cash-heavy retail needing branch deposits
Teams needing multi-user controls and approvals
Companies seeking business loans or credit lines
Businesses wanting full double-entry accounting

Pick Mercury when

US-based startups
Remote-first small teams
Founders sending global payments
Budget-conscious small businesses

When Mercury is not a fit

Companies without a US entity
Businesses needing branch or cash-deposit services
Teams wanting guaranteed hand-holding support
Guess: cash-heavy retailers with frequent deposits

Sources

Found | Pricing . Found vs. Found Plus vs. Found Profound.com
official
Found homepagefound.com
official
How much does Found Plus cost?found.com
official
Found security pagefound.com
security
Announcing our Series Cfound.com
news
Fenwick Represents Found in $50M Series C Fundingfenwick.com
news
Founders Fund . Foundfoundersfund.com
news
Found is a fintech, not a bank (Money Girl)get.found.app
official
Found Reseñas . G2g2.com
review
Top 10 Found Alternatives & Competitors . G2g2.com
review
Mercury . official sitemercury.com
official
Mercury Products . 124 G2 reviewsg2.com
review
Mercury Business Account: 2026 Review . NerdWalletnerdwallet.com
review
Mercury Bank Review 2026 . Forbesforbes.com
review
Mercury Reviews . Trustpilottrustpilot.com
review
Mercury banking (USA) . Reddit r/smallbusinessreddit.com
review