Goldman Sachs
Depends
Confidence: Medium
Built for large institutions, corporations, and investors with $10M-plus . if that is you, few firms match it.
Comparison
Goldman Sachs vs Marcus
Goldman Sachs and Marcus both land on Depends.
Marcus
Depends
Confidence: Medium
Good fit for savers who want a competitive-APY, no-frills online savings account backed by Goldman Sachs.
| Compare | Goldman Sachs | Marcus |
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Corporations raising capital or executing M&A | Emergency-fund savers |
| Who it's not for | Everyday consumers wanting simple banking | Anyone needing branches or cash deposits . online only |
| Privacy | Mature security program, but a Dec 2025 third-party law-firm breach may have exposed client data.⁶ | No confirmed vulnerabilities for the bank itself; one CVE references unrelated software named 'Marcus'. |
| Support quality | Trustpilot reports negative customer service | Botched wires, service complaints across reviews |
| Public sentiment | Employee reviews average 3.3/5 across 1.7k AmbitionBox reviews, while consumer feedback on Trustpilot and Yelp skews negative on service.² | Users split sharply: savers praise easy transfers and rates, while others report wire failures, poor service, and Marcus Invest defects. |
| Biggest gotcha | PWM tier pricing starts at 1.9% for $0-$10M; smaller portfolios pay the top rate⁵ | Wire transfer failures reported . test wires before relying on them16 |
Pick Goldman Sachs when
- Corporations raising capital or executing M&A
- Institutions needing trading and asset management
- Investors with $10M+ wanting dedicated advisors
- Founders seeking growth-equity backing
When Goldman Sachs is not a fit
- Everyday consumers wanting simple banking
- Small businesses needing basic accounts
- Budget investors . 1.9% fees crush small portfolios
- Anyone without institutional-scale assets or relationships
Pick Marcus when
- Emergency-fund savers
- CD laddering
- No-fee online savings seekers
- Brand-conscious depositors
When Marcus is not a fit
- Anyone needing branches or cash deposits . online only
- Frequent wire users . repeated wire failures reported
- People who lean heavily on customer service
- Active investors . Marcus Invest users report defects
Sources
review
- Goldman Sachs Reviews by 1700+ Employees | Rated 3.3/5ambitionbox.comreview
- Goldman Sachs Reviews | Read Customer Service Reviewstrustpilot.comreview
- GOLDMAN SACHS - 41 Reviewsyelp.comreview
- Goldman Sachs Private Wealth Management Reviewunbiased.comreview
security
- After Goldman, JPMorgan Discloses Law Firm Data Breachsecurityweek.comsecurity
- Apple Card Dumps Goldman Sachs for JPMorgan Chasesecurityonline.infonews
- Goldman Sachs Bank USA - CFPB Orderconsumerfinance.govnews
- High Yield Online Savings Accountmarcus.comofficial
- Goldman Sachs Private Wealth Managementpwm.gs.comofficial
news
- Goldman Sachs - Wikipediaen.wikipedia.orgofficial
- With Marquee, Institutions Access Datagoldmansachs.comofficial
review
- Marcus by Goldman Sachs Reviews . WalletHubwallethub.comreview