LendingTree
Depends
Confidence: Medium
Use it if you're shopping a mortgage or consolidation loan and want free competing offers . with a dedicated email and phone number.
Comparison
LendingTree vs Bankrate — Compare Mortgage Rates & Financial Products
LendingTree lands on Depends, and Bankrate — Compare Mortgage Rates & Financial Products lands on Worth it.
Bankrate — Compare Mortgage Rates & Financial Products
Worth it
Confidence: Medium
Use it if you're shopping mortgage, refi, savings, or credit card rates . it's free and well-regarded for comparison.
| Compare | LendingTree | Bankrate — Compare Mortgage Rates & Financial Products |
|---|---|---|
| Verdict | Depends | Worth it |
| Best for | Mortgage shoppers comparing multiple lenders | Mortgage and refi shoppers |
| Who it's not for | Privacy-sensitive borrowers . your data spreads wide | Anyone unwilling to receive lender sales calls after rate requests |
| Privacy | 2024 Snowflake-linked breach confirmed; class actions and settlements followed; company now touts Fortinet, SpyCloud, and Cloudflare defenses.⁶ | No known public vulnerabilities found in the sources reviewed. |
| Support quality | Heavy BBB and Trustpilot complaint volume | No support evidence in sources |
| Public sentiment | Opinions split sharply: some borrowers found real savings, while many complain about relentless lender spam and data sharing.¹ | Reviews are polarized: the mortgage calculator draws strong praise while some WalletHub reviewers allege billing problems.14 |
| Biggest gotcha | Expect lender spam calls for months after signup; Reddit PSAs repeat this warning | WalletHub reviewers claim charges taken from accounts; scrutinize anything you enroll in.15 |
Pick LendingTree when
- Mortgage shoppers comparing multiple lenders
- Debt-consolidation loan shopping
- Borrowers comfortable with lead-gen follow-up
When LendingTree is not a fit
- Privacy-sensitive borrowers . your data spreads wide
- Anyone allergic to sales calls
- Shoppers wanting one direct-lender relationship
Pick Bankrate — Compare Mortgage Rates & Financial Products when
- Mortgage and refi shoppers
- Savings and CD rate hunters
- First-time buyers leaning on calculators
When Bankrate — Compare Mortgage Rates & Financial Products is not a fit
- Anyone unwilling to receive lender sales calls after rate requests
- People expecting Bankrate to hold accounts . it's a marketplace, not a bank
- Thin-credit borrowers assuming headline rates are their real quotes
- Businesses seeking a financial product . this is consumer-only
Sources
- LendingTree Reviews: 1925 User Ratingswallethub.comreview
- Read Customer Service Reviews of www.lendingtree.comtrustpilot.comreview
review
- DO NOT USE LENDING TREE!!!reddit.comreview
review
security
- Hackers Auction Off LendingTree Consumers' Datanationalmortgageprofessional.comsecurity
- Class action lawsuit over LendingTree data breachtopclassactions.comsecurity
- LendingTree $875,000 Settlementclaimdepot.comsecurity
- Comparing Mortgage Offers Could Save Thousandslendingtree.comofficial
- Is LendingTree Legit? A Full Review for Smart Borrowersampadvance.comreview
news
- Bankrate official sitebankrate.comofficial
- Bankrate reviews on Trustpilottrustpilot.comreview
- Bankrate Reviews: 16 User Ratings . WalletHubwallethub.comreview
- Bankrate Review for 2026 . The Mortgage Reportsthemortgagereports.comreview