Comparison

Mosey vs Gusto

Mosey and Gusto both land on Depends.

Mosey

Depends

Confidence: Medium

Buy if you employ people or register entities across multiple states and have no in-house compliance staff.

Depends

Confidence: High

Gusto is a well-rated, all-in-one payroll/HR pick for US small businesses that want payroll, benefits, and HR bundled.

Mosey versus Gusto
Compare	Mosey	Gusto
Verdict	Depends	Depends
Best for	Multi-state employers	US small businesses
Who it's not for	Single-state businesses . DIY filing is cheaper	Multinational teams needing multi-country payroll
Privacy	No known public vulnerabilities found in the sources reviewed.^²	No known public vulnerabilities found in the sources reviewed; UpGuard rates Gusto A (87), but customers have reported payroll account takeover fraud.
Support quality	No support evidence in sources	BBB complaints alongside strong praise
Public sentiment	Independent user feedback is sparse; public sources surface mostly vendor claims, case studies, and directory listings rather than detailed reviews.^⁹	Polarized: G2 users rate Gusto 4.6/5 and rank it #1 for small-business satisfaction, while Reddit payroll pros report cost and service complaints.
Biggest gotcha	Pricing is quote-based; real costs stay hidden until a sales demo¹⁰	Account takeover fraud reported; lock down your payroll account with extra security