myCOI (now illumend)
Depends
Confidence: Medium
Built for construction, real estate, and risk teams tracking hundreds of vendor certificates . worth it at that scale.
New check
Comparison
myCOI (now illumend) vs TrustLayer
myCOI (now illumend) and TrustLayer both land on Depends.
TrustLayer
Depends
Confidence: Medium
Buy if you're a construction, property, or risk team tracking hundreds of insurance certificates and subcontractor COIs.
| Compare | myCOI (now illumend) | TrustLayer |
|---|---|---|
| Verdict | Depends | Depends |
| Best for | General contractors with many subcontractors | Construction GCs managing subcontractor insurance |
| Who it's not for | Small teams with under ~50 vendors | Small vendors with under ~20 certificates . spreadsheet territory |
| Privacy | Publishes a security page and offers two-factor authentication; no known public vulnerabilities found in the sources reviewed. | No known public vulnerabilities found in the sources reviewed. |
| Support quality | Concierge tiers exist; rivals claim multi-day waits | No direct support evidence in sources |
| Public sentiment | Users on G2 praise the reports and OCR automation, while competitor comparisons and some Reddit threads cite slower turnarounds and portal friction.¹ | G2 reviewers consistently praise the product, though the public review base is small at 15-18 listings.13 |
| Biggest gotcha | Pricing is quote-only; 2026 guides cite minimums in the thousands per year⁶ | No published tiers or trials visible; costs emerge only after sales contact. |
Pick myCOI (now illumend) when
- General contractors with many subcontractors
- Property managers tracking tenant COIs
- Risk teams with 100+ vendors
- Procore users
When myCOI (now illumend) is not a fit
- Small teams with under ~50 vendors
- Anyone wanting transparent self-serve pricing
- Teams needing same-day COI turnaround
- Startups that can live with a spreadsheet
Pick TrustLayer when
- Construction GCs managing subcontractor insurance
- Risk managers with high certificate volume
- Insurance brokers adding compliance services
- Property teams collecting vendor COIs
When TrustLayer is not a fit
- Small vendors with under ~20 certificates . spreadsheet territory
- Buyers demanding published pricing and self-serve trials
- Teams wanting fully managed, done-for-you compliance
- Non-insurance compliance use cases like SOC 2 or HIPAA docs
Sources
- myCOI Reviews 2026 . G2g2.comreview
review
- myCOI Revenue & Funding . GetLatkagetlatka.comnews
- myCOI Financials . CB Insightscbinsights.comnews
- COI Tracking Cost Guide 2026 . Vertikal RMSvertikalrms.comofficial
- COI Tracking for Small Business . Certifikitcertifikit.aireview
- myCOI OCR article . illumendillumend.aiofficial
- TrustLayer vs myCOItrustlayer.ioreview
- myCOI 2FA User Guidemycoitracking.comsecurity
- myCOI on Procore Marketplacemarketplace.procore.comofficial
- Reddit r/ConstructionManagers threadreddit.comreview
- Ten years of myCOI . TechPointtechpoint.orgnews
- TrustLayer AI Analyzes 400,000 Monthly COIsusatoday.comnews
- TrustLayer raises $6.6 millioncoverager.comnews