PocketSmith
Depends
Confidence: Medium
Buy it if you want deep cashflow forecasting with live bank feeds, especially in NZ/Australia or as a Mint replacement.
Comparison
PocketSmith vs Buxfer
PocketSmith and Buxfer both land on Depends.
Buxfer
Depends
Confidence: Medium
A good buy for hands-on personal-finance power users, especially multi-currency households, at $3.99/month.
| Compare | PocketSmith | Buxfer |
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Mint refugees wanting forecasting | Multi-currency households and expats |
| Who it's not for | Canadians . Canadian bank connections were dropped | Anyone wanting set-and-forget automated budgeting |
| Privacy | No known public vulnerabilities found in the sources reviewed.⁹ | No known public vulnerabilities found in the sources reviewed.13 |
| Public sentiment | Reddit users largely rate PocketSmith as the strongest Mint replacement and forecasting tool, especially in NZ and Australia, with recurring complaints about pricing.⁵ | Long-time users praise Buxfer's flexibility and multi-currency handling but frequently complain about incomplete features, mobile app limits, and poor support. |
| Biggest gotcha | Canadian bank connections were dropped . verify your country's feed coverage before subscribing10 | Free tier is feature-limited; upgrades earned by inviting friends, not just paying11 |
Pick PocketSmith when
- Mint refugees wanting forecasting
- NZ and Australia users
- Multi-account, data-heavy households
- Long-range cashflow planners
When PocketSmith is not a fit
- Canadians . Canadian bank connections were dropped
- Anyone wanting a genuinely free long-term budgeting tool
- Small businesses needing real accounting software
- Casual set-and-forget users . it rewards data nerds
Pick Buxfer when
- Multi-currency households and expats
- Hands-on power users who want manual control
- Users avoiding ad-driven apps
- Mint refugees wanting flexible tagging
When Buxfer is not a fit
- Anyone wanting set-and-forget automated budgeting
- Phone-first users . mobile app is a common complaint
- Businesses needing accounting or invoicing . personal finance only
- Buyers who expect responsive customer support
Sources
review
review
- Pocketsmith review (TechRadar)techradar.comreview
- Trustpilot reviews of pocketsmith.comtrustpilot.comreview
review
- PocketSmith plans and pricingmy.pocketsmith.comofficial
- PocketSmith security pagepocketsmith.comsecurity
- PocketSmith blog: Canada connections discontinuedpocketsmith.comofficial
official
- Buxfer Pricing (official)buxfer.comofficial
- Buxfer Security page (official)buxfer.comsecurity
- Buxfer API (official)buxfer.comofficial
- TechRadar: Buxfer personal finance reviewtechradar.comreview
- Apple App Store: Buxfer reviewsapps.apple.comreview