VERDICT
Depends
Should I use PocketSmith?
Money management, personal budgeting and cashflow forecasting with PocketSmith, the best personal finance software on the web. Connect multiple bank accounts securely. - pocketsmith.com
· 1 month ago
Buy it if you want deep cashflow forecasting with live bank feeds, especially in NZ/Australia or as a Mint replacement. Skip it if you are in Canada, want a free tool, or only need simple spending tracking.
Medium. Based on ~15 public sources; most snippets were truncated, so several quotes are partial and exact paid prices were not verifiable.
Free
Foundation
high
Canadian bank connections were dropped — verify your country's feed coverage before subscribing
medium
Useful features sit behind paid tiers; free plan is very limited
low
Cheaper competitors advertise from $10/month or $99/year — compare first
low
Only 14 Trustpilot reviews exist, so support quality is hard to verify
Value for money: 3/5
Rating
Free
Starting price
10
Sources
Analyzed
Free
Not confirmed in reviewed sources
No known vulnerabilities found in the sources reviewed.
Reddit users largely rate PocketSmith as the strongest Mint replacement and forecasting tool, especially in NZ and Australia, with recurring complaints about pricing.
“After further evaluation, I'm paying for Pocketsmith.”
“6 months later still using Pocketsmith the most. Here's why”
“I realised that Pocketsmith does the basics that so many others do”
Compare PocketSmith with each alternative.
Bank feeds into spreadsheets; better for spreadsheet lovers
Long-running rival claiming 1M+ users
Open-source, self-hosted tracking; free forever
$10/month competitor positioned directly against PocketSmith
Based on ~15 public sources; most snippets were truncated, so several quotes are partial and exact paid prices were not verifiable.
Forecasting-first budgeting app, 307k+ users; great for NZ/AU and Mint refugees, poor fit for Canada or free-tool seekers.
Based on ~15 public sources; most snippets were truncated, so several quotes are partial and exact paid prices were not verifiable.
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