Portfolio Charts
Worth it
Confidence: Medium
A free, well-loved research tool for DIY index investors comparing allocations and safe withdrawal rates.
New check
Comparison
Portfolio Charts vs Portfolio Visualizer
Portfolio Charts lands on Worth it, and Portfolio Visualizer lands on Depends.
Portfolio Visualizer
Depends
Confidence: Medium
Buy if you're a serious DIY investor or advisor needing deep backtesting, Monte Carlo, and factor analysis on a budget.
| Compare | Portfolio Charts | Portfolio Visualizer |
|---|---|---|
| Verdict | Worth it | Depends |
| Best for | DIY index investors | DIY investors backtesting allocations |
| Who it's not for | Day traders needing live prices | Casual investors who just want net-worth tracking |
| Privacy | No known public vulnerabilities found in the sources reviewed.⁸ | No known public vulnerabilities found in the sources reviewed. |
| Support quality | No support evidence in sources | No evidence in sources |
| Public sentiment | A longtime favorite of Bogleheads and FIRE communities, praised as an almost addictive research tool.12 | A long-beloved Bogleheads staple whose reputation soured after 2024 pricing and UI changes.13 |
| Biggest gotcha | Read the methodology before trusting backtest assumptions⁶ | Free tier limits and lost download features after 2024 changes; paid plan needed for full use |
Pick Portfolio Charts when
- DIY index investors
- FIRE and early-retirement planners
- Withdrawal-rate research
- Buy-and-hold allocation comparison
When Portfolio Charts is not a fit
- Day traders needing live prices
- Anyone wanting broker-linked account tracking
- People seeking personalized licensed financial advice
- Corporate PMO teams (different 'portfolio' entirely)
Pick Portfolio Visualizer when
- DIY investors backtesting allocations
- Factor and correlation research
- Monte Carlo retirement simulations
- Advisors comparing model portfolios
When Portfolio Visualizer is not a fit
- Casual investors who just want net-worth tracking
- Anyone relying on free CSV downloads
- People wanting personalized investment advice
- Users who hate relearning a redesigned UI
Sources
- Portfolio Charts - Find a portfolio to loveportfoliocharts.comofficial
- Portfolio Charts - Chartsportfoliocharts.comofficial
- Portfoliosportfoliocharts.comofficial
- About the Authorportfoliocharts.comofficial
- Chart Instructionsportfoliocharts.comofficial
- Methodologyportfoliocharts.comofficial
- Terms of Useportfoliocharts.comofficial
- Privacy Policyportfoliocharts.comofficial
- Product security pageportfoliocharts.comsecurity
- Texas Investor Guide (sources PortfolioCharts.com)ssb.texas.govnews
- Bogleheads: The Coolest Portfolio Toolbogleheads.orgreview
review
- How I Invest with Tyler of Portfolio Chartspictureperfectportfolios.comreview
news
- Shop Terms of Serviceshop.portfoliocharts.comofficial