Portfolio Visualizer
Depends
Confidence: Medium
Buy if you're a serious DIY investor or advisor needing deep backtesting, Monte Carlo, and factor analysis on a budget.
Comparison
Portfolio Visualizer vs testfolio
Portfolio Visualizer lands on Depends, and testfolio lands on Worth it.
testfolio
Worth it
Confidence: Medium
Buy it if you're a DIY investor comparing ETF or leveraged-ETF allocations over long horizons.
| Compare | Portfolio Visualizer | testfolio |
|---|---|---|
| Verdict | Depends | Worth it |
| Best for | DIY investors backtesting allocations | DIY ETF portfolio backtesting |
| Who it's not for | Casual investors who just want net-worth tracking | Traders needing intraday drawdown accuracy |
| Privacy | No known public vulnerabilities found in the sources reviewed.³ | No known public vulnerabilities found in the sources reviewed. |
| Support quality | No evidence in sources | No support-quality evidence in sources |
| Public sentiment | A long-beloved Bogleheads staple whose reputation soured after 2024 pricing and UI changes.⁵ | DIY investors on Reddit broadly praise testfolio for long-term strategy comparison while criticizing its drawdown math and new paid model.16 |
| Biggest gotcha | Free tier limits and lost download features after 2024 changes; paid plan needed for full use⁷ | Free-to-paid shift is recent; verify current plan limits before committing workflows |
Pick Portfolio Visualizer when
- DIY investors backtesting allocations
- Factor and correlation research
- Monte Carlo retirement simulations
- Advisors comparing model portfolios
When Portfolio Visualizer is not a fit
- Casual investors who just want net-worth tracking
- Anyone relying on free CSV downloads
- People wanting personalized investment advice
- Users who hate relearning a redesigned UI
Pick testfolio when
- DIY ETF portfolio backtesting
- Leveraged-ETF strategy research
- Bogleheads-style allocation comparison
- Rebalancing and cashflow modeling
When testfolio is not a fit
- Traders needing intraday drawdown accuracy
- Advisors needing audited, compliance-grade models
- Anyone expecting the old free tool
- Buyers requiring vendor security documentation
Sources
- Portfolio Visualizer official siteportfoliovisualizer.comofficial
- Subscription Plans and Pricingportfoliovisualizer.comofficial
- Portfolio Visualizer Documentation/FAQportfoliovisualizer.comofficial
- Best Portfolio Analysis Tools . The College Investorthecollegeinvestor.comreview
review
- RIP to my boy . Reddit r/Bogleheadsreddit.comreview
- PV now less useful . Reddit r/Bogleheadsreddit.comreview
- Bogleheads forum . What do people use?bogleheads.orgreview
- Trustpilot reviewstrustpilot.comreview
- Free ETF Backtest Guide . DataSavvy Financedatasavvyfinance.comreview
news
- Testfolio . competing backtestertestfol.ioreview
- Pricing and Planstestfol.ioofficial
official
- Help, Methodology, and Tool Guidestestfol.ioofficial