Quidco
Worth it
Confidence: High
Worth signing up if you shop online often in the UK . it is free to join and pays real cashback.
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Comparison
Quidco vs Moneysavingexpert
Quidco and Moneysavingexpert both land on Worth it.
Moneysavingexpert
Worth it
Confidence: Medium
Use it if you're in the UK: the guides, tools and forums are free and genuinely useful for cutting bills.
| Compare | Quidco | Moneysavingexpert |
|---|---|---|
| Verdict | Worth it | Worth it |
| Best for | Frequent UK online shoppers | UK deal hunters |
| Who it's not for | Non-UK shoppers . retailer coverage is UK-centric | Non-UK users |
| Privacy | FCA-regulated company; a 2013 breach appears in old forum threads; no recent known vulnerabilities found in sources reviewed.10 | No known public vulnerabilities found in the sources reviewed. |
| Support quality | Complaints over declined cashback and blocked accounts | 1.8/5 Trustpilot; Resolver complaints channel |
| Public sentiment | Long-time users generally like Quidco, but many rate TopCashback higher and complain about declined cashback.² | Opinion is split: Reddit users actively debate how much to trust its recommendations, and its 796 Trustpilot reviews average just 1.8/5.13 |
| Biggest gotcha | Cashback is not guaranteed . tracking failures mean chasing retailers for weeks⁷ | Affiliate model: MSE earns commission on some recommended deals, so cross-check comparisons before switching.14 |
Pick Quidco when
- Frequent UK online shoppers
- Big one-off purchases: insurance, energy, travel, electronics
- Users stacking cashback alongside TopCashback
- In-store and gift-card cashback fans
When Quidco is not a fit
- Non-UK shoppers . retailer coverage is UK-centric
- People who want guaranteed, zero-effort cashback
- Anyone unwilling to chase missing cashback claims
- Guess: single-portal loyalists . TopCashback rates often win
Pick Moneysavingexpert when
- UK deal hunters
- Bill and energy switchers
- Personal-finance beginners
- Reclaiming mis-sold charges
When Moneysavingexpert is not a fit
- Non-UK users
- Anyone wanting commission-free, neutral deal rankings
- People expecting hands-on customer support
- Users wanting automated budgeting software
Sources
- Quidco homepagequidco.comofficial
- Trustpilot . Quidco reviews (4 stars)trustpilot.comreview
- TopCashback vs Quidco comparisontopcashback.co.ukofficial
- Is QuidCo worth it? A reviewthefinancialwilderness.comreview
- What is Quidco and how does it workradiotimes.comofficial
review
- HotUKDeals . declined cashbacks threadhotukdeals.comreview
- Moneysupermarket acquires Quidco for £101muk.finance.yahoo.comnews
- Quidco FCA register entryregister.fca.org.uksecurity
- MSE forum . Quidco security breach (2013)forums.moneysavingexpert.comsecurity
- Valuedynamx powers Quidco in-store cashbackbusinesswire.comnews
- App Store . Quidco ratings & reviewsapps.apple.comreview
- MoneySavingExpert.com Reviews . Trustpilottrustpilot.comreview
- How this site is financedmoneysavingexpert.comofficial
review