Comparison

Razorpay vs Spreadsheet plus payment links

razorpay.com
Buy if you take payments from Indian customers and want UPI, cards, netbanking, plus banking and payroll in one suite.
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Spreadsheet plus payment links
razorpay.com
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Pick Razorpay when
- Indian SMBs and D2C brands
- Startups scaling in India
- UPI-first checkouts
- Teams wanting payments plus banking
When Razorpay is not a fit
- Businesses billing customers outside India
- Anyone without KYC documents ready
- Cash-only or offline-first shops
- Buyers wanting fixed, published-upfront pricing
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