Republic
Depends
Confidence: Medium
A legitimate, large alternative-investment marketplace suited to risk-tolerant retail investors and founders raising community capital.
Comparison
Republic vs StartEngine
Republic and StartEngine both land on Depends.
StartEngine
Depends
Confidence: Medium
Fine for risk-tolerant investors making small, disposable-cash bets on startups they believe in.
| Compare | Republic | StartEngine |
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Retail investors backing startups | Risk-tolerant retail investors |
| Who it's not for | Savers wanting FDIC-insured, liquid accounts | Anyone needing liquidity or income |
| Privacy | Publishes an official security page, but a data breach has been reported on the dark web.⁴ | No known public vulnerabilities found in the sources reviewed. |
| Support quality | Trustpilot rank #249 of 259 | 38 complaints on ComplaintsBoard |
| Public sentiment | Trustpilot's 400+ reviews place Republic near the bottom of rated companies (#249 of 259), indicating widespread dissatisfaction.³ | Opinion is sharply split: Trustpilot shows 4/5, but many Reddit investors call the returns dismal and one post bluntly labels the platform a scam.11 |
| Biggest gotcha | Dark-web reports claim a data breach; verify whether your data was exposed before investing.⁴ | 3.5% fee on every purchase; withdrawal fees can also apply. |
Pick Republic when
- Retail investors backing startups
- Founders raising community capital
- Alternative-asset buyers (crypto, real estate)
When Republic is not a fit
- Savers wanting FDIC-insured, liquid accounts
- Anyone expecting responsive support
- Enterprise or institutional buyers . this is consumer fintech
- Founders needing upfront, plainly published fees
Pick StartEngine when
- Risk-tolerant retail investors
- Small startup bets with disposable cash
- Founders raising Regulation CF capital
When StartEngine is not a fit
- Anyone needing liquidity or income
- Retirement or emergency savings
- Investors expecting reliable returns
- People who won't eat 3.5% fees on losers
Sources
- Republic . Invest in Startups, Crypto and Morerepublic.comofficial
- Republic (fintech) . Wikipediaen.wikipedia.orgnews
- Republic Reviews | Trustpilottrustpilot.comreview
- Republic.com Suffers Data Breach . UpGuardupguard.comsecurity
- Cyber Security & Digital Resilience . Republicrepublic.comsecurity
- How much does it cost to raise on Republic?republic.comofficial
- Maven: case study . Republicrepublic.comofficial
- Republic | BBB Complaintsbbb.orgreview
- Republic Review - Is it Safe and Legit? . Traders Uniontradersunion.comreview
- Republic - Crunchbase Company Profile & Fundingcrunchbase.comnews
- Trustpilot reviews of StartEnginetrustpilot.comreview
- StartEngine Review 2026: Honest Assessmentangelinvestorsnetwork.comreview
- ComplaintsBoard StartEngine reviewscomplaintsboard.comreview
- Reddit: StartEngine is a SCAM threadreddit.comreview
review
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