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Resolvepay vs Melio

Resolvepay and Melio both land on Depends.

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Resolvepay versus Melio
CompareResolvepayMelio
VerdictDependsDepends
Best forB2B wholesale and manufacturing sellersSmall businesses paying vendors by ACH/check
Who it's not forB2C-only stores with no invoice or net-terms volumeMid-market and enterprises needing ERP-grade AP
PrivacyNo known public vulnerabilities found in the sources reviewed.11SOC 2 Type II certified; no confirmed public breaches found; one unverified user-reported access gap.
Support qualityNo usable evidence in sourcesFailed-payment help threads and complaints persist
Public sentimentUser feedback is sparse . 17 G2 reviews and scattered Reddit posts . but skews positive for small B2B firms adopting net terms.²Users praise easy vendor payments and the free tier, but a vocal minority reports failed payments and slow support.15
Biggest gotchaCustom pricing means final fees only emerge during sales negotiation; budget uncertainty is real³Card and expedited payments carry per-transaction fees that scale with volume

Pick Resolvepay when

  • B2B wholesale and manufacturing sellers
  • Shopify/BigCommerce stores selling to businesses
  • Teams offering net terms without credit risk
  • Finance teams automating collections

When Resolvepay is not a fit

  • B2C-only stores with no invoice or net-terms volume
  • Small shops wanting simple card checkout . use Stripe or Melio
  • Buyers demanding transparent published pricing
  • Anyone needing a large independent review base before committing

Pick Melio when

  • Small businesses paying vendors by ACH/check
  • Freelancers and solo operators
  • Accounting firms handling client bill pay
  • Card-rewards strategies on big payables

When Melio is not a fit

  • Mid-market and enterprises needing ERP-grade AP
  • High-volume AP teams wanting deep approval workflows
  • Businesses needing guaranteed instant settlement
  • Anyone who can't absorb support delays on failed payments

Sources

  1. Resolve Products | 17 Reviews on G2g2.com
    review
  2. Resolve Reviews 2026 . G2g2.com
    review
  3. Resolve Software Pricing . G2g2.com
    review
  4. Has anyone actually used ResolvePay? . Redditreddit.com
    review
  5. How a 4-person security company started using net terms . Redditreddit.com
    review
  6. Resolve . The B2B Commerce Platform for Net Termsresolvepay.com
    official
  7. Resolve Pricingresolvepay.com
    official
  8. Shopify Integration Docsdocs.resolvepay.com
    official
  9. Merchant Services Agreementresolvepay.com
    official
  10. About Resolve . BNP spinoutresolvepay.com
    official
  11. Resolve Trust Centertrust.resolvepay.com
    security
  12. Resolve Security Pageresolvepay.com
    security
  13. Resolve Lands $60M . Yahoo Financefinance.yahoo.com
    news
  14. Melio vs Agicap . RFP.wikirfp.wiki
    review
  15. Melio Reviews . Trustpilotau.trustpilot.com
    review
  16. Melio Payments Inc. . BBB Complaintsbbb.org
    review