RetireZest
Depends
Confidence: Medium
DIY Canadians near retirement buy this to model CPP, OAS, RRIF, and TFSA withdrawals without an advisor.
New check
Comparison
RetireZest and PlanEasy both land on Depends.
DIY Canadians near retirement buy this to model CPP, OAS, RRIF, and TFSA withdrawals without an advisor.
Buy if you're a Canadian with real retirement questions (CPP, RRSP, RESP, FIRE) who wants a detailed DIY plan plus an advice-only review.
| Compare | ||
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Canadians 50 to 90 comparing withdrawal strategies | Canadian DIY retirement planners |
| Who it's not for | Americans; it models Canadian tax rules only | US residents . is a different annuity business |
| Privacy | No known public vulnerabilities found in the sources reviewed.⁴ | Publishes a product security page; no known public vulnerabilities found in the sources reviewed.15 |
| Support quality | No support evidence in sources | Annual plan updates included, per pricing page |
| Public sentiment | Public sources show no independent user reviews, only automated trust scores and company pages.¹ | Feedback is limited to Reddit, where PersonalFinanceCanada users compare PlanEasy with Adviice for DIY Canadian planning; no aggregate ratings exist.13 |
| Biggest gotcha | Free plan allows 10 simulations total, then 5 per month; heavy what-if testing pushes you to Premium⁶ | Pricing specifics weren't visible in sources; confirm current fees and tier contents before paying.14 |