Soldo
Depends
Confidence: Medium
Buy if your business battles employee spending, petty cash and expense admin across teams or sites.
New check
Comparison
Soldo vs Expensify
Soldo and Expensify both land on Depends.
Expensify
Depends
Confidence: Medium
Buy for teams that submit receipts and mileage regularly and want automated reports and approvals.
| Compare | ||
|---|---|---|
| Verdict | Depends | Depends |
| Best for | SMEs with field or retail staff spending | Frequent business travelers |
| Who it's not for | Freelancers and one-person businesses | Solo freelancers with a few expenses . spreadsheet is fine |
| Privacy | Open Banking-registered e-money institution with a published security program; no public breach reports found.⁶ | No known public vulnerabilities found in the sources reviewed.15 |
| Support quality | No support evidence in sources | No support experience evidence found |
| Public sentiment | Ratings run positive . 4.5/5 on G2 with 'very pleased' notes on Trustpilot . and the prepaid setup is the main friction point.¹ | Users consistently praise Expensify's speed and intuitive receipt submission, though nearly all surfaced quotes come from Expensify's own site.13 |
| Biggest gotcha | Standard plan is €21/month; confirm per-card and FX fees before committing.⁵ | Sticker price hidden on homepage . expect a sales conversation to learn real cost13 |
Pick Soldo when
- SMEs with field or retail staff spending
- Teams replacing cash and petty cash
- Finance teams on QuickBooks
- Local authorities and NGOs distributing funds
When Soldo is not a fit
- Freelancers and one-person businesses
- Five-person startups with few expenses
- US-only companies (footprint is UK/EU)
- Teams wanting credit cards, not prepaid
Pick Expensify when
- Frequent business travelers
- Teams drowning in manual expense reports
- QuickBooks users
- Managers approving team spend
When Expensify is not a fit
- Solo freelancers with a few expenses . spreadsheet is fine
- Buyers who want transparent upfront pricing
- Teams unwilling to link a proprietary Visa card
- Orgs needing full ERP-grade procurement suites
Sources
review
- Soldo reviews on Trustpilottrustpilot.comreview
- Soldo reviews on Smart Money Peoplesmartmoneypeople.comreview
- Soldo on SaaSWorthysaasworthy.comreview
- Standard Soldo plan pricingtheflightclub.itreview
- Soldo security pagesoldo.comsecurity
- Soldo Open Banking registrationopenbanking.org.ukofficial
- Dynatrace customer story: Soldo DevSecOpsdynatrace.comsecurity
- Fuller's customer case studysoldo.comofficial
- Soldo raises $61msiliconrepublic.comnews
news
- Soldo-QuickBooks integrationsupport.soldo.comofficial
- Expensify homepageexpensify.comofficial
- Expensify support/classic site testimonialsclassic.expensify.comofficial
- Expensify security page (scrape)expensify.comsecurity
review