Tiller
Depends
Confidence: Medium
Buy Tiller if you budget in Google Sheets and want automated bank feeds inside them.
New check
Comparison
Tiller vs YNAB
Tiller and YNAB both land on Depends.
YNAB
Depends
Confidence: High
Buy if you'll commit to daily zero-based budgeting . users report saving $3,000-$5,000 a year.
| Compare | ||
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Spreadsheet-comfortable budgeters | Paycheck-to-paycheck earners |
| Who it's not for | People who want a polished mobile app | Passive, set-and-forget trackers |
| Privacy | No known public vulnerabilities found in the sources reviewed.³ | No known public vulnerabilities found in the sources reviewed; uses bank-grade encryption, two-step verification, and a vulnerability disclosure program. |
| Support quality | Staff reply in active community forums | Live classes, help center, active user community. |
| Public sentiment | Reddit users mostly praise Tiller as the best post-Mint budgeting option, with complaints limited to the price increase and occasional sync errors.⁹ | Users report life-changing savings and debt payoffs but frequently complain about the price and learning curve. |
| Biggest gotcha | Annual price increased to $99, sparking public user complaints.⁸ | Price hiked repeatedly from $50/year at launch to $109 . expect future increases. |
Pick Tiller when
- Spreadsheet-comfortable budgeters
- Former Mint users
- Google Sheets households
- Financial coaches and clients
When Tiller is not a fit
- People who want a polished mobile app
- Anyone avoiding formula and category upkeep
- Set-and-forget budgeters
- Businesses; this is a consumer tool
Pick YNAB when
- Paycheck-to-paycheck earners
- Detail-oriented budgeters
- Couples sharing one budget
- College students (free)
When YNAB is not a fit
- Passive, set-and-forget trackers
- Investors wanting portfolio tracking in-app
- Anyone unwilling to pay $109/year
- People who won't touch their budget daily
Sources
- Tiller homepagetiller.comofficial
- How Tiller Workstiller.comofficial
security
- Tiller Money Feeds - Google Workspace Marketplaceworkspace.google.comofficial
- Tiller Money Review: Spreadsheet-Based Budgetingthecollegeinvestor.comreview
- Tiller Money Review and User's Guide (2026)robberger.comreview
review
- Tiller increases cost to $99/yrreddit.comnews
review
- Tiller Money Feeds Google Sheets - Startup Failing errorcommunity.tiller.comofficial
- Tiller Money Review 2026: 5 Warning Signs at $99fincomparelab.comreview
- YNAB Pricingynab.comofficial
- YNAB homepageynab.comofficial
- Free YNAB for College Studentsynab.comofficial
- Product security pageynab.comsecurity
review