Comparison

Tiller vs Ghostfolio

Tiller and Ghostfolio both land on Depends.

Tiller

Depends

Confidence: Medium

Tiller is a strong buy if you're comfortable in Google Sheets or Excel and want automated bank feeds with full control over your data.

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Ghostfolio

Depends

Confidence: Medium

Buy if you're a privacy-minded self-hoster comfortable running, updating, and patching your own server.

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Tiller versus Ghostfolio
Compare	Tiller	Ghostfolio
Verdict	Depends	Depends
Best for	Spreadsheet power users	Self-hosters and privacy purists
Who it's not for	Anyone allergic to spreadsheets . Tiller lives in Sheets/Excel	Anyone unwilling to run and patch a server
Privacy	No known public vulnerabilities found in the sources reviewed.¹⁰	Multiple CVEs in reviewed sources, including an auth bypass fixed in v3.4 . patch before trusting it with financial data.
Support quality	Users rave; some praise is self-published	Community-only support found; no SLA
Public sentiment	Users love the automation and control, but grumble about the price hike and weigh it against YNAB.^⁸	Self-hosters on Reddit and Hacker News like consolidating multi-broker net worth but question chart accuracy and corporate-action handling.
Biggest gotcha	Annual price rose from $79 to $99/yr . existing users objected loudly.^³	Patch immediately: auth bypass affects all versions prior to 3.4

Pick Tiller when

Spreadsheet power users
Hands-on budgeters
Financial coaches and advisors
Mint refugees wanting data ownership

When Tiller is not a fit

Anyone allergic to spreadsheets . Tiller lives in Sheets/Excel
Mobile-first users wanting a polished phone app
People who want zero-maintenance, passive tracking
Simple spenders already fine with their bank's free tools

Pick Ghostfolio when

Self-hosters and privacy purists
Multi-broker DIY investors
Spreadsheet refugees automating net worth
Open-source enthusiasts avoiding paid trackers

When Ghostfolio is not a fit

Anyone unwilling to run and patch a server
Hands-off investors wanting plug-and-play broker sync
Firms and advisors . it's personal, not professional, software
Users who won't track CVEs on their own deployment

Sources

Tiller homepagetiller.com
official
Tiller Pricing And Free Trialtiller.com
official
Tiller increases cost to $99/yr : r/TillerMoneyreddit.com
news
Tiller Money Review 2026: Spreadsheet-Based Budgeting . College Investorthecollegeinvestor.com
review
A Review Of Tiller Money For Financial Advisors . Kitceskitces.com
review
Why I Use Tiller Money as a Financial Coach . AFCPEafcpe.org
review
Tiller Money Review and User's Guide . Rob Bergerrobberger.com
review
I tried Tiller; here's my thoughts on which I might stick with YNABreddit.com
review
Mint shutting down was a good thing. Tiller is a million…reddit.com
review
Tiller's 12-Point Security and Privacy Promisetiller.com
security
A bit of smart security design from Tiller . jacobian.orgjacobian.org
security
Does Tiller Use Plaid? . SheetLinksheetlink.app
security
Tiller Money Feeds . Google Workspace Marketplaceworkspace.google.com
official
The Tiller Money alternative you've been looking for . Moneyspiremoneyspire.com
official
Open Source Alternative to Tiller . Ghostfolioghostfol.io
official
Ghostfolio - Official siteghostfol.io
official