Unbiased
Depends
Confidence: Medium
Fine free starting point for UK consumers who want help finding a financial adviser.
New check
Comparison
Unbiased lands on Depends, and MoneyHelper lands on Worth it.
Fine free starting point for UK consumers who want help finding a financial adviser.
UK consumers should use this free, government-backed service for impartial guidance on money, pensions and debt.
| Compare | ||
|---|---|---|
| Verdict | Depends | Worth it |
| Best for | UK consumers finding a financial adviser | UK consumers wanting free money guidance |
| Who it's not for | Non-UK users . this is a UK service | Anyone wanting regulated, personalised investment advice |
| Privacy | Publishes a product security page; no known public vulnerabilities found in the sources reviewed.⁵ | No known public vulnerabilities found in the sources reviewed. |
| Support quality | Public complaint over subscription terms | Mixed feedback on phone guidance calls |
| Public sentiment | Trustpilot carries many pages of customer reviews while UK trade press records adviser complaints about pricing changes and subscription terms.¹ | Users value the free impartial guidance but some find mandatory appointments and the phone-based process frustrating.12 |
| Biggest gotcha | 2023 pricing restructure was publicly criticised for favouring larger firms² | Guidance-only: follow-on regulated advice costs extra elsewhere15 |