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Degiro Review

Worth it

Should I use Degiro?

Online brokerage for stocks, ETFs, funds and options - degiro.com

· 1 week ago

Buy if you are a cost-conscious European investor buying ETFs or stocks long-term. Skip if you need a polished app, an official API, or you live outside Europe.

Confidence

Medium. Based on 30+ public sources (official helpdesk, Trustpilot, Reddit, G2, App Store); many snippets were truncated

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support qualityMixed anecdotal reports only
  • Security posture

Pricing

From ~$1 commission

Pay per trade

ModelNot disclosed
Monthly fees€0
HardwareNot disclosed
Free tierYes

Best for

  • European retail investors
  • Low-cost ETF investors
  • Buy-and-hold portfolios
  • Cost-conscious traders

Not for

  • Guess: US-resident investors (DEGIRO serves Europe)
  • Day traders needing APIs or automation
  • Anyone wanting advisory-style guidance or deep research
  • Guess: people uneasy holding very large sums on a discount broker

Gotchas - check before you buy

high

Basic vs Custody account choice changes who holds your shares — check before buying

medium

FX and 'connectivity' fees add costs beyond the headline commissions

medium

Per-order fees sting badly on small regular purchases

medium

Investor protection limits differ per exchange/country setup — verify your region's terms

Pros and cons

Pros

  • Very low commissions, roughly $1 per trade
  • Free deposits and withdrawals
  • Backed by flatexDEGIRO Bank; client assets segregated
  • Broad product range: stocks, ETFs, funds, options
  • Widely used across European personal-finance communities

Cons

  • App criticized as slow and not user-friendly
  • Small orders feel expensive: €5.30 fee on €1,280
  • Weak G2 rating, around 3/5
  • Users call the platform infuriating at times
  • No official API; automation still a community-requested idea

Sources & method

- 10 sources - Regulated: flatexDEGIRO Bank under BaFin; client assets segregated with investor protection schemes.

official x2review x7security x1

Key stats

  • Value for money: 4/5

    Rating

  • From ~$1 commission

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money: 4/5. Near-lowest EU commissions; FX fees add up
  • Ease of use: 2/5. App called slow, clunky, infuriating
  • Feature depth: 3/5. Broad markets, but no official API
  • Support quality. Mixed anecdotal reports only
  • Security posture: 4/5. BaFin-regulated bank custody; segregated assets
  • ~3/5 G2 rating 12 reviews
  • 5/5 Trustpilot (degiro.ie) listed on Trustpilot
  • ~$1 Starting commission per trade (BrokerChooser)
  • €0 Deposit/withdrawal fees free transfers in and out

Pricing

Pay per trade

From ~$1 commission

  • Stocks and ETFs on EU exchanges
  • Free deposits and withdrawals
  • FX and connectivity fees may apply

Security

Regulated: flatexDEGIRO Bank under BaFin; client assets segregated with investor protection schemes.

What users say

Users praise the low fees but frequently complain about the clunky app, surprising small-order costs, and custody confusion.

“Slow and not user friend”
App Store review
“DeGiro is really infuriating sometimes.”
Reddit, r/DEGIRO
“This is getting too much. 5,3€ fees for a 1280€ order”
Reddit, r/DEGIRO
Full analysis

Based on 30+ public sources (official helpdesk, Trustpilot, Reddit, G2, App Store); many snippets were truncated

Cheap and solid for long-term European ETF investors; clunky app and small-order fees annoy traders.

Methodology

Based on 30+ public sources (official helpdesk, Trustpilot, Reddit, G2, App Store); many snippets were truncated

Read how a report is made.

Sources

  1. review
  2. review
  3. DEGIRO fees explainedfinancialexpertclass.com
    review
  4. security
  5. official
  6. official
  7. review
  8. review
  9. review
  10. review

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