Degiro
Worth it
Confidence: Medium
Buy if you are a cost-conscious European investor buying ETFs or stocks long-term.
New check
Comparison
Degiro vs Interactive Brokers
Degiro lands on Worth it, and Interactive Brokers lands on Depends.
Interactive Brokers
Depends
Confidence: Medium
Buy if you are an active or international trader who wants 170+ markets and rock-bottom commissions.
| Compare | ||
|---|---|---|
| Verdict | Worth it | Depends |
| Best for | European retail investors | Active traders |
| Who it's not for | Guess: US-resident investors (DEGIRO serves Europe) | Beginners wanting a simple investing app |
| Privacy | Regulated: flatexDEGIRO Bank under BaFin; client assets segregated with investor protection schemes.⁵ | Regulated NYSE/FINRA/SIPC member; no known breaches in sources, but repeated AML and sanctions fines. |
| Support quality | Mixed anecdotal reports only | No reliable support data in sources |
| Public sentiment | Users praise the low fees but frequently complain about the clunky app, surprising small-order costs, and custody confusion. | Reddit sentiment skews positive on cost and market breadth, with complexity and isolated (some inauthentic-looking) withdrawal complaints. |
| Biggest gotcha | Basic vs Custody account choice changes who holds your shares . check before buying | Two plans, Lite vs Pro . wrong choice costs money depending on trading frequency.12 |
Pick Degiro when
- European retail investors
- Low-cost ETF investors
- Buy-and-hold portfolios
- Cost-conscious traders
When Degiro is not a fit
- Guess: US-resident investors (DEGIRO serves Europe)
- Day traders needing APIs or automation
- Anyone wanting advisory-style guidance or deep research
- Guess: people uneasy holding very large sums on a discount broker
Pick Interactive Brokers when
- Active traders
- Global multi-currency investors
- Options and futures traders
- Advisors and professionals
When Interactive Brokers is not a fit
- Beginners wanting a simple investing app
- Hands-off index-fund investors
- Small accounts holding a few ETFs
- Anyone needing white-glove customer support
Sources
- DEGIRO Review 2026: Our in-depth analysisinvestingintheweb.comreview
- DEGIRO Fees: Full Breakdown for 2026brokerchooser.comreview
- DEGIRO fees explainedfinancialexpertclass.comreview
- Is DEGIRO Safe? flatexDEGIRO Bank and BaFin Coverfinancialexpertclass.comsecurity
official
- Low fees stock trading | Broker DEGIROdegiro.comofficial
- DEGIRO Reviews on G2g2.comreview
- Is Degiro worthy? : r/eupersonalfinancereddit.comreview
- DEGIRO App Store reviewsapps.apple.comreview
- Trade Republic vs DEGIROcurvo.eureview
- Home | Interactive Brokers LLCinteractivebrokers.comofficial
- Compare IBKR Lite and IBKR Prointeractivebrokers.comofficial
- Commissions & Fees | Interactive Brokers LLCinteractivebrokers.comofficial
- Traders and Investors | Interactive Brokers LLCinteractivebrokers.comofficial
- IBKR Mobile - App Storeapps.apple.comofficial
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