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Easy Pay Direct Review

Depends

Should I use Easy Pay Direct?

Payments built for growing businesses - easypaydirect.com

· 1 week ago

A merchant-account provider built for high-risk and scaling e-commerce sellers who get dropped by Stripe, PayPal, or Shopify. Low-risk small businesses should skip it — pricing is sales-led and simpler processors exist.

Confidence

Medium. Based on 12+ public sources; independent review volume is very low — most comparisons are empty and client proof is self-published.

Ratings

  • Value for money
  • Ease of useNo independent usability evidence found
  • Feature depth
  • Support quality
  • Security posture

Pricing

Standard online rate

2.44% + $0.29 per transaction

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierNo
Custom / high-riskCustom quote

Best for

  • High-risk merchants (info products, supplements, dropshipping)
  • Sellers dropped or held by Stripe, PayPal, Shopify
  • Direct-response marketers at high volume
  • US e-commerce doing $1M+

Not for

  • Low-risk side hustles — Stripe or Square is simpler and self-serve
  • Anyone wanting transparent, self-serve pricing
  • Micro-sellers under ~$10k/month
  • Teams needing instant signup without underwriting

Gotchas - check before you buy

high

Rates are custom-quoted; high-risk accounts often add setup, monthly, and chargeback fees — demand the full sheet.

medium

Case studies are self-published marketing; little independent performance data exists.

low

Merchant-account underwriting takes days, unlike instant Stripe signup.

low

Trustpilot page carries an unverified-review disclaimer; weigh accordingly.

Pros and cons

Pros

  • Explicitly serves high-risk merchants most processors decline
  • Reports $12B+ processed; case studies with known marketer clients
  • Advertised standard rate of 2.44% + $0.29
  • Pitches dedicated account rep — 'no chatbots, no phone trees'
  • Listed as PCI security certified in comparison listings

Cons

  • Independent reviews nearly nonexistent; comparison pages sit empty
  • Sales-led custom pricing; no self-serve signup or published tiers
  • Third-party review documents fee and support complaints
  • Proof relies almost entirely on self-published case studies

Sources & method

- 10 sources - No known vulnerabilities found in the sources reviewed.

official x3review x6security x1

Key stats

  • Value for money: 3/5

    Rating

  • 2.44% + $0.29 per transaction

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money: 3/5. 2.44%+$0.29 undercuts Stripe headline; custom fees opaque
  • Ease of use. No independent usability evidence found
  • Feature depth: 4/5. Hosted gateway, check processing, cart integrations
  • Support quality: 3/5. Dedicated rep promised; third-party complaints documented
  • Security posture: 4/5. PCI certification claimed; no public breaches found
  • 2.44% + $0.29 Standard rate per online transaction
  • $12B+ Processed volume self-reported in case studies
  • 2006 Founded HQ: Austin, TX
  • No Free tier merchant-account, per-transaction model

Pricing

Standard online rate

2.44% + $0.29 per transaction

  • Hosted online gateway
  • Cart and affiliate integrations

Custom / high-risk

Not disclosed

  • Custom pricing available
  • Requires underwriting

Security

No known vulnerabilities found in the sources reviewed.

What users say

Independent feedback is thin; Reddit threads surface it as a go-to for high-risk sellers, while third-party reviews cite fee and support complaints.

“EasyPayDirect (maverick). They are …”
Reddit, r/dropship
“I live in Austin and know the EasyP…”
Reddit, r/PaymentProcessing

Companies that use it

  • Frank Kern
  • Dean Graziosi
Full analysis

Based on 12+ public sources; independent review volume is very low — most comparisons are empty and client proof is self-published.

Lifeline for high-risk sellers Stripe drops; sales-led and overkill for ordinary small businesses.

Methodology

Based on 12+ public sources; independent review volume is very low — most comparisons are empty and client proof is self-published.

Read how a report is made.

Sources

  1. Easy Pay Direct Reviews — Trustpilottrustpilot.com
    review
  2. Easy Pay Direct Reviews (2026): Fees, Complaints & More — PaymentPoppaymentpop.com
    review
  3. Store shut down at $30M in sales — Reddit r/dropshipreddit.com
    review
  4. Payment provider needed for a high-risk business — Reddit r/Entrepreneurreddit.com
    review
  5. Easy Pay Direct vs. PaymentCloud — SourceForgesourceforge.net
    review
  6. Credit Card Processing Rates & Pricing — Easy Pay Directeasypaydirect.com
    official
  7. How Easy Pay Direct Works — Help Centereasypaydirect.com
    official
  8. Customer Testimonials — Easy Pay Directeasypaydirect.com
    official
  9. Easy Pay Direct — G2 Payment Gateways categoryg2.com
    review
  10. Product security page — Easy Pay Directeasypaydirect.com
    security

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