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Easy Pay Direct vs PaymentCloudInc

Easy Pay Direct and PaymentCloudInc both land on Depends.

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Easy Pay Direct versus PaymentCloudInc
CompareEasy Pay DirectPaymentCloudInc
VerdictDependsDepends
Best forHigh-risk merchants (info products, supplements, dropshipping)High-risk merchants rejected elsewhere
Who it's not forLow-risk side hustles . Stripe or Square is simpler and self-serveLow-risk startups; use Square instead
PrivacyNo known public vulnerabilities found in the sources reviewed.10One public XSS report on the marketing site.16
Support qualityDedicated rep promised; third-party complaints documentedStaff praised across 891 Trustpilot reviews
Public sentimentIndependent feedback is thin; Reddit threads surface it as a go-to for high-risk sellers, while third-party reviews cite fee and support complaints.¹Trustpilot users rate PaymentCloud 4.3 out of 5 across 891 reviews and often praise staff professionalism.11
Biggest gotchaRates are custom-quoted; high-risk accounts often add setup, monthly, and chargeback fees . demand the full sheet.²No published rates. Fees come from a sales quote after you share business details.15

Pick Easy Pay Direct when

  • High-risk merchants (info products, supplements, dropshipping)
  • Sellers dropped or held by Stripe, PayPal, Shopify
  • Direct-response marketers at high volume
  • US e-commerce doing $1M+

When Easy Pay Direct is not a fit

  • Low-risk side hustles . Stripe or Square is simpler and self-serve
  • Anyone wanting transparent, self-serve pricing
  • Micro-sellers under ~$10k/month
  • Teams needing instant signup without underwriting

Pick PaymentCloudInc when

  • High-risk merchants rejected elsewhere
  • Businesses needing custom quoted rates
  • Sellers wanting fraud prevention bundled

When PaymentCloudInc is not a fit

  • Low-risk startups; use Square instead
  • Buyers who need published rates up front
  • Anyone wanting self-serve signup and instant approval
  • Teams comparing processors on price

Sources

  1. Easy Pay Direct Reviews . Trustpilottrustpilot.com
    review
  2. Easy Pay Direct Reviews (2026): Fees, Complaints & More . PaymentPoppaymentpop.com
    review
  3. Store shut down at $30M in sales . Reddit r/dropshipreddit.com
    review
  4. Payment provider needed for a high-risk business . Reddit r/Entrepreneurreddit.com
    review
  5. Easy Pay Direct vs. PaymentCloud . SourceForgesourceforge.net
    review
  6. Credit Card Processing Rates & Pricing . Easy Pay Directeasypaydirect.com
    official
  7. How Easy Pay Direct Works . Help Centereasypaydirect.com
    official
  8. Customer Testimonials . Easy Pay Directeasypaydirect.com
    official
  9. Easy Pay Direct . G2 Payment Gateways categoryg2.com
    review
  10. Product security page . Easy Pay Directeasypaydirect.com
    security
  11. PaymentCloud Reviews | Read Customer Service Reviewsuk.trustpilot.com
    review
  12. PaymentCloud: Payment Processing for High-Risk Businessespaymentcloudinc.com
    official
  13. High-Risk Merchant Account | Get Approved Todaypaymentcloudinc.com
    official
  14. Fraud Prevention Services | Credit Card Fraud Detectionpaymentcloudinc.com
    official
  15. PaymentCloud vs. Square Payments Comparisonsourceforge.net
    review
  16. paymentcloudinc.com Cross Site Scripting vulnerabilityopenbugbounty.org
    security