shouldiuse.io

VERDICT

Should I use finder.com?

Finder compares leading financial products in investing, banking, lending, and more. Expert guides, tools and comparisons you can trust. - finder.com

Depends. Fine as a free starting point for comparing banking, loans, and investing products. Don't treat its rankings as impartial — it is affiliate-funded and was penalised by Australia's ACCC for misleading consumers, so verify offers with providers directly.

Confidence

Medium. Based on 10 public sources; snippets were brief, so some judgments are category-level.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

Free

Consumer access

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes

Best for

  • Consumers comparing banking, loans, and investing
  • Deal hunters chasing sign-up bonuses and rewards
  • Beginners wanting plain-English money guides
  • AU/US users checking credit via the Finder app

Not for

  • Anyone expecting neutral rankings — affiliate model favors partners
  • Shoppers wanting guaranteed 'best' deals; ACCC penalised Finder AU for misleading consumers
  • Complex or regulated financial decisions needing licensed advice
  • Businesses seeking procurement or SaaS tools — this is consumer content

Gotchas - check before you buy

high

Affiliate-funded: providers pay for listings, so rankings can skew toward commercial partners — verify offers directly

medium

Signing up via Finder links may route you through tracking/referral arrangements you would not get going direct

medium

App promos like 'Earn 4%' sit behind waitlists with unclear terms

medium

Support is email/chat only; the 3.7/5 Trustpilot average suggests mixed experiences

Pros and cons

Pros

  • Free to use; it is an information service, not a paid product
  • Broad coverage across banking, investing, lending, and insurance
  • Runs rewards promotions, e.g. a $150 eToro bonus
  • Finder Score tool aims to speed up product comparisons
  • Companion app offers free credit score with Auth0-secured sign-in

Cons

  • Trustpilot averages just 3.7/5 for the US site
  • Australia's ACCC penalised.au for misleading consumers
  • Finder publishes 'general information and advice', not personalised advice
  • Reddit users ask 'any catch' about its free credit report

Sources & method

Analyzed 9/20/2026 - 10 sources - No known vulnerabilities found in the sources reviewed.

official x3review x4security x1news x2

Key stats

  • Value for money: 5/5

    Rating

  • Free

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money: 5/5. Free to users; providers pay, not you
  • Ease of use: 4/5. Guess: standard browse-and-compare site layout
  • Feature depth: 4/5. Guides, Finder Score, rewards, credit-score app
  • Support quality: 3/5. Email/chat only; 3.7/5 Trustpilot average
  • Security posture: 3/5. App identity via Auth0; no public security page
  • Free Cost to you Information service; funded via providers
  • 3.7/5 Trustpilot (US site) Average rating, www.finder.com
  • 826 reviews Reviews.io (AU site) finder.com.au company profile
  • Restuccia & Schebestma Founders Launched finder.com.au, per Crunchbase

Pricing

Consumer access

Free

  • Comparisons, guides, and Finder Score tools
  • Finder earns commissions from providers, not users
  • App credit-score features also free

Security

No known vulnerabilities found in the sources reviewed.

What users say

Reviews are mixed: the Australian site is popular with shoppers, but the US site averages 3.7/5 on Trustpilot and a past regulator penalty tempers trust.

“Finder.com.au is one of the mainly used websites.”
Featured testimonial, finder.com.au
“Finder's got this waitlist in their app saying "Earn 4”
Reddit, r/AusFinance
Full analysis

Based on 10 public sources; snippets were brief, so some judgments are category-level.

Free comparison site; useful first look, but affiliate-funded rankings and a 3.7 Trustpilot mean verify deals yourself.

Methodology

Based on 10 public sources; snippets were brief, so some judgments are category-level.

Sources

  1. Find the best personal finance deals to save & make moneyfinder.com
    official
  2. Read Customer Service Reviews of www.finder.comtrustpilot.com
    review
  3. Finder.com.au penalised for misleading consumersaccc.gov.au
    news
  4. Read 826 Genuine Customer Reviews | www.finder.com.aureviews.io
    review
  5. Finder - Crunchbase Company Profile & Fundingcrunchbase.com
    news
  6. Finder protects users' financial data with identity - Auth0auth0.com
    security
  7. finder.com Terms of Usefinder.com
    official
  8. Finder App - Get Your Free Credit Scorefinder.com.au
    official
  9. Any catch with the Finder.com.au Free Credit Reportreddit.com
    review
  10. Earn 4% with Finder? Any ideas on what this is?reddit.com
    review

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