shouldiuse.io

VERDICT

Should I use GreedyRates?

Canadian credit card and personal finance comparison site - greedyrates.ca

Worth it. Buy if you're a Canadian shopping for a credit card and want a free starting point for comparisons. Skip it if you need complete issuer coverage or US options; cross-check rankings elsewhere.

Confidence

Medium. Based on 20+ public sources; no hands-on testing. This is a free consumer comparison site, not B2B software.

Ratings

  • Value for money
  • Ease of useNo usability evidence found
  • Feature depth
  • Support qualityNo support evidence found
  • Security posture

Pricing

$0

Consumer use

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes

Best for

  • Canadian card shoppers
  • Cash-back and travel rewards comparisons
  • First-time credit card pickers
  • Insurance rate shopping via partners

Not for

  • US or non-Canadian consumers
  • Anyone needing issuer-complete listings
  • People wanting non-affiliate, fully independent advice
  • Complex mortgage borrowers better served by bigger platforms

Gotchas - check before you buy

medium

Rankings come partly through performance-marketing partnerships; card placement may be commercially motivated.

medium

RBC cards reportedly absent from major Canadian comparison sites, per Reddit users.

low

'Best of' lists ship as annual press releases; card terms change faster than rankings update.

low

Insurance quotes route through partner brand InsuranceHotline, not GreedyRates itself.

Pros and cons

Pros

  • Free Canadian credit card comparisons
  • Publishes annual card rankings since 2014
  • Regularly cited in r/PersonalFinanceCanada recommendation threads
  • Extended into car insurance comparisons via InsuranceHotline

Cons

  • Owned by performance-marketing firm XL Media since 2018
  • Affiliate partnerships can shape which cards get promoted
  • Users report major issuers missing from Canadian comparison sites
  • Small operation; roughly $593K annual revenue per Crunchbase

Sources & method

Analyzed 9/26/2026 - 10 sources - No known vulnerabilities found in the sources reviewed.

official x2review x2news x6

Key stats

  • Value for money: 4/5

    Rating

  • $0

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money: 4/5. Free; funded by issuer commissions
  • Ease of use. No usability evidence found
  • Feature depth: 3/5. Cards plus insurance; narrower than Ratehub
  • Support quality. No support evidence found
  • Security posture: 3/5. Publishes security page; no incidents found
  • Yes Free to use Consumer comparison site
  • $593.4K Annual revenue Crunchbase estimate
  • 2014 Annual rankings since First published card rankings
  • ~4,443 Facebook followers Modest audience for the category

Pricing

Consumer use

$0

  • Credit card comparisons
  • Annual rankings and reviews
  • Insurance quotes via partner site

Security

No known vulnerabilities found in the sources reviewed.

What users say

Reddit users on r/PersonalFinanceCanada regularly list GreedyRates alongside Ratehub when comparing Canadian credit cards.

Alternatives

Compare GreedyRates with each alternative.

  • Ratehub.ca

    Larger Canadian comparison platform with broader product coverage

    GreedyRates vs Ratehub.ca

  • Credit Card Genius

    Card comparison site with community ratings

  • Forbes Advisor Canada

    Editorial reviews of Canadian cards and banking

Full analysis

Based on 20+ public sources; no hands-on testing. This is a free consumer comparison site, not B2B software.

Free Canadian credit-card comparison site; useful starting point, but affiliate-owned rankings mean cross-check before applying.

Methodology

Based on 20+ public sources; no hands-on testing. This is a free consumer comparison site, not B2B software.

Sources

  1. GreedyRates.ca company profilecraft.co
    news
  2. GreedyRates Crunchbase profilecrunchbase.com
    news
  3. XL Media acquired GreedyRates (2018)xlmedia.com
    news
  4. Marble partnership with Webpals/GreedyRates.cathenewswire.com
    news
  5. Best Low Interest Credit Cards in Canada 2014prweb.com
    news
  6. RBC not on credit card comparison sites — Redditreddit.com
    review
  7. Bank and card recommendations — Redditreddit.com
    review
  8. GreedyRates Car Insurance via InsuranceHotlineinsurancehotline.com
    official
  9. GreedyRates product security pagegreedyrates.ca
    official
  10. Ratehub.ca — Scotiabank Digital Banking Lab profileivey.uwo.ca
    news

Rate this review

Anonymous. You can change your vote.

Loading votes…

Comments

One queue. No nested comments. Give a display name first. Limit: 200 words per comment and 7 comments per day. You can edit or delete yours.

Save a name to write a comment.

0 / 200 words

No comments yet.