GreedyRates
Worth it
Confidence: Medium
Buy if you're a Canadian shopping for a credit card and want a free starting point for comparisons.
New check
Comparison
GreedyRates vs Ratehub
GreedyRates and Ratehub both land on Worth it.
Ratehub
Worth it
Confidence: Medium
Free and worth using for Canadians rate-shopping mortgages, cards, and loans . but verify headline rates against your actual eligibility.
| Compare | ||
|---|---|---|
| Verdict | Worth it | Worth it |
| Best for | Canadian card shoppers | First-time homebuyers rate shopping |
| Who it's not for | US or non-Canadian consumers | Non-Canadians . products are Canada-only |
| Privacy | No known public vulnerabilities found in the sources reviewed.⁹ | Published security page; no known public vulnerabilities found in the sources reviewed. |
| Support quality | No support evidence found | Named-agent praise; some Reddit skepticism |
| Public sentiment | Reddit users on r/PersonalFinanceCanada regularly list GreedyRates alongside Ratehub when comparing Canadian credit cards.⁷ | Trustpilot reviewers praise named mortgage agents, while Reddit users question whether advertised rates match what lenders actually offer.12 |
| Biggest gotcha | Rankings come partly through performance-marketing partnerships; card placement may be commercially motivated.⁴ | The 3.89% five-year headline assumed 25% down; confirm your eligibility before relying on it13 |
Pick GreedyRates when
- Canadian card shoppers
- Cash-back and travel rewards comparisons
- First-time credit card pickers
- Insurance rate shopping via partners
When GreedyRates is not a fit
- US or non-Canadian consumers
- Anyone needing issuer-complete listings
- People wanting non-affiliate, fully independent advice
- Complex mortgage borrowers better served by bigger platforms
Pick Ratehub when
- First-time homebuyers rate shopping
- Canadians comparing credit cards and GICs
- Self-serve calculator users
When Ratehub is not a fit
- Non-Canadians . products are Canada-only
- Buyers wanting fully neutral advice (CanWise conflict)
- Anyone who won't verify headline-rate conditions
Sources
- GreedyRates.ca company profilecraft.conews
- GreedyRates Crunchbase profilecrunchbase.comnews
- XL Media acquired GreedyRates (2018)xlmedia.comnews
- Marble partnership with Webpals/GreedyRates.cathenewswire.comnews
news
review
- Bank and card recommendations . Redditreddit.comreview
- GreedyRates Car Insurance via InsuranceHotlineinsurancehotline.comofficial
- GreedyRates product security pagegreedyrates.caofficial
news
- Ratehub.ca homepageratehub.caofficial
- Ratehub.ca Trustpilot reviewstrustpilot.comreview
- Pros and Cons of Using Ratehub . Beware the Bait & Switchrobertfloris.comreview