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Should I use InvestEngine?

InvestEngine brings unbeatable value and innovation to your investing. No buying and selling fees for 870+ exchange-traded funds from iShares, Vanguard and other leading brands. With powerful tools for automating, diversifying and analysing your portfolio. All you need to grow your wealth. Our portfolios are available in an ISA, General Account, or Business Account for companies — all with easy access and for a minimum investment of only £100. - investengine.com

Worth it. A strong buy for UK buy-and-hold ETF investors who want near-zero fees in an ISA, SIPP or General Account. Wrong pick for active traders, anyone needing fast settlement, or investors who want hands-on support.

Confidence

High. Based on 30+ public sources: official pages, app store and review sites, Reddit forums, press and an ombudsman decision.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

£0 platform fee

DIY

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes
Managed0.25% per year
SIPP£0 account fee

Best for

  • UK buy-and-hold ETF investors
  • Fee-sensitive ISA/SIPP savers
  • Beginners starting from £100
  • Hands-off investors OK with 0.25% managed portfolios

Not for

  • Active traders — ETFs only, no individual shares
  • Anyone needing quick cash — slow settlement periods reported
  • Investors wanting strong support — blocked-fund complaints exist
  • Non-UK investors — platform and wrappers are UK-focused

Gotchas - check before you buy

high

Some customers report money blocked; one complaint reached the Financial Ombudsman

medium

0% fee covers DIY only; managed portfolios charge 0.25% annually

medium

Slow settlement periods reported — cash sits uninvested longer than at rivals

low

Confusing information displays on investments reported by some users

Pros and cons

Pros

  • 0% platform fee on DIY portfolios; free ETF buying and selling
  • 870+ ETFs from iShares, Vanguard and other leading brands
  • FCA-regulated with FSCS protection on your money
  • Which? recommended and award-winning mobile apps
  • Start with £100; tools for automating and analysing portfolios

Cons

  • ETFs only — no individual shares, trusts or funds beyond ETFs
  • Managed portfolios cost 0.25% a year
  • Customers report funds being blocked with money inaccessible
  • Transfers out (in-specie) described as temperamental by users

Sources & method

Analyzed 10/03/2026 - 15 sources - FCA-authorised and FSCS-protected; no known vulnerabilities found in the sources reviewed.

official x3review x9security x2news x1

Key stats

  • Value for money: 5/5

    Rating

  • £0 platform fee

    Starting price

  • 15

    Sources

  • Analyzed

  • Value for money: 5/5. 0% DIY platform fee, free ETF dealing
  • Ease of use: 4/5. Praised app and UX; some confusion reported
  • Feature depth: 4/5. Automation, diversifying, analysis tools; ETF-only
  • Support quality: 2/5. Blocked-fund complaints; one ombudsman case
  • Security posture: 4/5. FCA-regulated, FSCS-protected, no known breaches
  • 4/5 Trustpilot rating Trustpilot reviews
  • £100 Minimum investment ISA, General or Business Account
  • 100,000+ Investors per LinkedIn company page
  • £1bn+ Assets milestone hit Jan 2025

Pricing

DIY

£0 platform fee

  • 870+ ETFs, free buying and selling
  • ISA and General Account
  • £100 minimum investment

Managed

0.25% per year

  • Portfolios managed for you
  • Same ISA/GIA wrappers

SIPP

£0 account fee

  • Pension wrapper
  • 0% ETF dealing

Security

FCA-authorised and FSCS-protected; no known vulnerabilities found in the sources reviewed.

What users say

Users consistently praise the very low costs and app experience but complain about settlement times, transfers out and occasional support or fund-blocking issues.

“Brilliant app.”
Google Play review
“Why Choose InvestEngine? (Very) Low Cos…”
Trustpilot reviewer
“InvestEngine are a little temperamental. While the…”
Reddit, r/FreetradeApp

Alternatives

Compare InvestEngine with each alternative.

  • Trading 212

    Free trading with wider range; faster settlement, more active features

    InvestEngine vs Trading 212

  • Vanguard Investor

    Simple, cheap ready-made index funds; better for hands-off investors

  • Freetrade

    Simple app for stocks and ETFs; easier transfers in and out

Full analysis

Based on 30+ public sources: official pages, app store and review sites, Reddit forums, press and an ombudsman decision.

0% fee UK ETF platform, superb for passive investors; wrong for active traders, quick cash-outs, or hand-holding.

Methodology

Based on 30+ public sources: official pages, app store and review sites, Reddit forums, press and an ombudsman decision.

Sources

  1. InvestEngine – The ETF Investing Platforminvestengine.com
    official
  2. InvestEngine Costsinvestengine.com
    official
  3. InvestEngine – Safe and Secureinvestengine.com
    official
  4. FSCS and How Your Money Is Protectedhelp.investengine.com
    security
  5. Trustpilot – InvestEngine Reviewstrustpilot.com
    review
  6. InvestEngine on Google Playplay.google.com
    review
  7. InvestEngine on the App Storeapps.apple.com
    review
  8. Forbes Advisor UK – InvestEngine Reviewforbes.com
    review
  9. Boring Money – Is InvestEngine good?boringmoney.co.uk
    review
  10. justETF – InvestEngine portfolio experiencejustetf.com
    review
  11. Reddit r/FIREUK – Has anyone used InvestEngine?reddit.com
    review
  12. Reddit r/FreetradeApp – in-specie SIPP transferreddit.com
    review
  13. Citywire Money Forums – settlement periodmoneyforums.citywire.com
    review
  14. Financial Ombudsman decision DRN-6143203financial-ombudsman.org.uk
    security
  15. Financial IT – InvestEngine hits £1 billion milestonefinancialit.net
    news

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