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Nav Review

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Should I use Nav?

Nav is the top source on the internet for receiving business credit scores and reports. Join Nav Prime to get up to two business tradelines. - nav.com

· 1 month ago

Buy Nav Prime if you're an early-stage owner actively building business credit or applying for funding soon. Skip it if your credit is already established or you just want a one-time check.

Confidence

Medium. Based on ~10 usable public sources; many search hits covered unrelated products (Microsoft Dynamics NAV, net asset value) and were excluded.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support qualityNot disclosed
  • Security posture

Pricing

$0

Free

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes
Nav Prime$39.99/mo

Best for

  • Small businesses building credit
  • Owners prepping loan applications
  • Founders separating business and personal credit

Not for

  • Businesses not planning to seek financing
  • Established firms with strong credit already
  • Anyone wanting a one-time credit check
  • People unwilling to pay $40/month ongoing

Gotchas - check before you buy

medium

Prime runs $39.99/month recurring — weigh that against your actual funding timeline.

low

Free account covers basics; tradelines and deeper tools sit behind Prime.

low

BBB complaints page exists — read it before subscribing.

Pros and cons

Pros

  • Free tier monitors business and personal credit
  • Rated 4/5 on Trustpilot
  • App called 'extremely user friendly' by reviewers
  • Nav Prime adds up to two business tradelines
  • Doubles as a business-loan lender marketplace

Cons

  • Prime is a $39.99/month recurring subscription
  • Third-party reviewers list Prime disadvantages
  • Complaints about Nav filed with BBB

Sources & method

- 9 sources - No known vulnerabilities found in the sources reviewed.

official x2review x6security x1

Key stats

  • Value for money: 3/5

    Rating

  • $0

    Starting price

  • 9

    Sources

  • Analyzed

  • Value for money: 3/5. Prime costs $39.99/mo; reviewers cite drawbacks
  • Ease of use: 4/5. App Store users call it extremely user friendly
  • Feature depth: 3/5. Credit reports, tradelines, loan marketplace
  • Security posture: 2/5. Public security page not found in sources
  • 4/5 Trustpilot rating nav.com customer reviews
  • $39.99/mo Starting price Nav Prime subscription
  • Yes Free tier free account for credit basics

Pricing

Free

$0

  • Business and personal credit basics
  • No tradelines included

Nav Prime

$39.99/mo

  • Up to two business tradelines
  • Credit and funding tools
  • Reported stronger than free tier

Security

No known vulnerabilities found in the sources reviewed.

What users say

Reviews lean positive — a 4-star Trustpilot rating and praise for usability — with some published criticism of Nav Prime's value.

“Extremely User friendly and…”
Apple App Store review
Full analysis

Based on ~10 usable public sources; many search hits covered unrelated products (Microsoft Dynamics NAV, net asset value) and were excluded.

Only worth $39.99/mo if you're actively building business credit or chasing funding; otherwise free bureau tools suffice.

Methodology

Based on ~10 usable public sources; many search hits covered unrelated products (Microsoft Dynamics NAV, net asset value) and were excluded.

Read how a report is made.

Sources

  1. review
  2. review
  3. review
  4. review
  5. review
  6. review
  7. official
  8. official
  9. security

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